Southern Cross University


About – Southern Cross University

As a diverse and modern Australian university, Southern Cross University offers excellent tertiary education opportunities to people from around the country and from all over the world.

We have campuses at the Gold Coast, Sydney and two other locations and plan to open a new branch campus in the central business part of Sydney in 2014 and we even provide on-campus student finance services.

Undergraduate and postgraduate programs

We run The Hotel School Sydney together with Mulpha. We offer a diverse range of undergraduate and postgraduate programs to students from over 80 countries around the globe.

We design our programs based on extensive consultations with industry organisations. Many of them include hands-on learning experience, internships and work placements.

Dedicated and experienced lecturers

Our learning environment is modern, supportive and motivating. We have dedicated and experienced lecturers who are renowned leaders in their fields.

We undertake academic research in areas which are relevant to our region and which have global significance at the same time. 

Services – Southern Cross University

Southern Cross University runs a Student Loan scheme which is designed to help students who are undergoing financial hardship which can jeopardise the continuation of their studies.

We provide small short-term loans which are interest-free to currently enrolled students. In order to qualify, you need to demonstrate genuine financial need.

Who we're able to help

We are able to assist financially dependant Australian students and those with permanent residency status who are enrolled in a Commonwealth funded program of study at the university.

Loans for International Students

Our student loans are also available to international students who pay their fees in full. We cannot provide financial support to students on exchange programs.

Covering all types of study-related expenses.

You can use the provided personal loan amount to pay for textbooks, a new laptop, housing or transportation. The loan amount cannot be used for the making of payments as part of the Higher Education Loan Program.

If you are experiencing financial difficulties and they affect your studying, you can reach us straight away.


Summary of Services

  • Student Loans


Southern Cross University Student Loans - taking you higher

Student loans in East Lismore are now offered to further your educational needs from Southern Cross University. Getting the right education is the essential link to following your future career goals.

Fuelign Passion and Ambition

Having the passion and the ambition to carry that rough, even through the years of learning, and the financial implications which follow, can take a lot out of you.

This is why, we don’t want our students to be disarmed of their dreams, of obtaining their degree and fulfilling their career paths.

We offer student loans, to take the stress out for the financial area of their studies.

Going Beyond the Everyday

We always look for new and profitable ways for our students to get more out of the university.

To able able to benefit and receive not just a top class educational facility. We want to make their dreams happen and offer a range of different student loans for our already enrolled students.

A Simple Loan Application

There will be a few criteria you will have to meet before applying, but the perks of the study loans allow you to develop further, at affordable repayment terms.

You need to be 18 years or older. Be a permanent Australian resident and have a banking account – you may need to provide proof that you are able to afford the quick loan, should you not have a guarantor signing for you.

You will need to book an appointment with our department to undergo a brief interview. This will also save time and hassles later when we are needing information and details.

We provide the following levels of student loans to our students:

  • Emergency Loan: you may lend up to $100 – for students who are having financial difficulty – no guarantor needed
  • Standard Loan: you may lend up to $200 – for students who have had a loan in the past, but did not meet the necessary repayment terms – no guarantor needed
  • Standard Loan Internet: you may lend up to $300 – guarantor is needed
  • Standard Loan: you may lend up to $500 – students who have previously repaid a loan – guarantor only needed for first time lenders
  • Practicum Loan: you may lend up to $600 – guarantor needed
  • Standard Loan: you may lend up to $1500 garantor needed.

 Contact Details

Military Road, East Lismore, NSW, 2480, Australia
Ph: +61 1800 626 481 / 1800 111 890
Fx: +61 2 6620 3700
Em: [email protected]
Em: [email protected]

 Postal Address

PO Box 157, Lismore Australia