Rating based on 1,721 reviews
About – Viva Payday Loans
We are an Australian owned short-term loan provider that goes above and beyond to ensure our customers can access the credit they need - when they need it!
Pressed for Time?
There is nothing more frustrating than having to wait in a queue at the bank or fill in lots of paperwork when what you really need is cash right now.
At Viva Payday Loans we offer payday cash loans quickly and 100% online - no need to wait hours and day for money to get to you!
Lower Rates and Flexible Loans
We offer quick loans up to $2,000 - which is much higher than you'll find on offer with other payday lenders and to make things even better we also offer lower rates than most too!
Our Representative 728,9% APR is lower than most of our competitors and this makes us - a better lender all round.
Services – Viva Payday Loans
We offer quick cash loans that range from a small $100 to a decent $2,000 - to people who need cash fast, right now!
Need to Know About Payday Loans
Payday loans are expensive simply because you're borrowing money for a very short amount of time and the loan is always unsecured - so there is more risk to the lender. That being said some lenders carry interest rates that go into the thousands and Viva Payday Loans simply doesn’t think that’s okay.
What can we Help you with?
Do you need to take a small holiday and get some much deserved rest? Perhaps you are planning a trip and need some extra travel money by a few days.
Or maybe you're just short on cash and have to buy groceries or pay some important and urgent bills. Whatever you need to do - a short-term loan from Viva Payday Loan can help you do it.
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Summary of Services
- SHORT-TERM loans
- QUICK CASH Loans
- PAYDAY Loans
Apply for a Loan with Viva Payday Loans
Our interest rates are much more affordable than those customers get when taking our unsecured payday loans from other online lenders. We currently boast a Representative APR of 728,9% and offer loans that range from as little as $100 to $2,000 - 100% online.
How Much do you Need?
We offer short-term micro-loans that range from a small $100 to a more comfortable $2,000. You can choose the amount that you need and then proceed to complete our online loan application form. Its fast and effortless and can be done in just a couple of minutes.
Great Customer Service
Whether contact us by email or by phone our staff will take care of your every need and help you get your emergency loan credited to your account as quickly as possible.
When it comes to customer we're above the rest because we care about you, about your financial well being and strive to help you make things happen.
We will always answer your questions and assist you with you applications or loan repayment problems - all you need to do is reach out!
Loan Application Requirements
To apply for a loan with Viva Payday Loans you must be aged over 18, have a bank account, be employed and earning more over a set threshold. You should also have an email account and be a resident of Australia.
We cannot offer short-term loans to people who are bankrupt or cannot afford to make the repayments with their primary income.
Applying for a loan shouldn’t take you more than a few minutes since the applications can be made online and the funds will be transferred to your account usually on the very same day.
Why you should use Us
- We're a direct lender
- We're discreet
- We're more affordable than other payday lenders
- We offer an online application - no paperwork
- Applications are secured with leading technology
- We have an experienced team available to assist you
- You can borrow up to £2,000
Making your Loan Application
To make an instant loan application with Viva Payday Loans simply visit our website and click on our "Apply Now" tab. This application form will only take a few minutes to complete and will be processed fairly quickly by our highly efficient staff.
We will gather your personal and employment information, ask you about your monthly income and expenses and your bank account details - after which we will conduct the required check and send you’re your cash!
Customer Reviews & Testimonials
If you find yourself pressed for time and money, Viva Payday Loans is the lender that you need to see. They know how to make the borrowing process easier on the applicant. When I found myself in such a situation they were incredibly helpful to me.
— Kempsey —
The service at Viva Payday Loans is the next level – they know how to make their customers feel like royalty. They understand the importance of getting the right loan for the situation which is why I trust them with all of my financial needs.
— Maitland —
When it comes to completing applications I have to say that Viva Payday Loans has got it spot on – their application is online which saves you time, money and effort. It is also easier to send all the documentation online than finding the relevant personnel in-store.
— Richmond —
Viva Payday Loans short-term loans are superior to others that I have come across in my financial journey. From interest rates to borrowing terms and amounts, they are better across the board.
— Sydney —
Ph: +61 455 466 131
- Monday 09:00 – 22:00
- Tuesday 09:00 – 22:00
- Wednesday 09:00 – 22:00
- Thursday 09:00 – 22:00
- Friday 09:00 – 22:00
- Saturday 09:00 – 22:00
- Sunday 09:00 – 22:00