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About – RateSetter

Having launched in 2012 in Australia, RateSetter may be a relatively new player on the field but, we've already risen to be one of the most loved peer-to-peer lenders.

Power to the People

Peer-to-peer lending is still a highly controversial and misunderstood concept - but, what's important is that it puts the power back into the hands of the everyday consumer who is working hard to earn their money and paying far too much to take out even the smallest short-term loan.

Get a Quick and Affordable Loan

Why lend from a bank who will not only take their time to process your application but will likely charge you more in rates and fees than they're willing to tell you? At RateSetter you can find a low-rate short-term cash loan quickly and easily. 

Services – RateSetter

We offer peer-to-peer lending service which are accessible online, easy to apply for and very affordable. 

Our Transparent Lending Services

At RateSetter we strive to be 100% transparent in all that we do. When it comes to rates and fees you'll never be mislead or kept in the dark - you will know right from the start, exactly what a short-term loan is going to cost you.

Technology meets the People

With the advent of online lending and borrowing technologies we are able to bring you low rate personal loans - from Australian investors who are just like you, in a simple and quick manner. From business loans to car loans - we have a massive range of flexible loan solution designed just to make your life that much better. You can apply for a loan online and the money will be wired to your account upon approval in seconds! 

Interest Rate

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Summary of Services

  • BUSINESS loans
  • VEHICLE loans
  • SHORT-TERM loans

How to apply for a short-term loan with Rate Setter

RateSetter has been slowly but surely reinventing both the traditional and alternative online lending industries by offering customers loans that come at rates which rival the corporate banks while still remain competitive against the smaller online lenders who do things quickly and efficiently.

What are you Needs?

At RateSetter we offer a large range of financial solutions that can suit almost every kind of financial need. Whether you need a loan to improve your home or finance a business expansion our platform will provide you with the finance you need. Save money by switching to a RateSetter personal loan or consolidate your debt and escape the jaws of unfair lenders who want to suck the life out of you.

Our Loan Solutions:

Merging Two Worlds

What could be worse than waiting in a long queue at the bank just to speak to a consultant who is likely to make your life difficult and offer you less than what you need and deserve? Why resort to getting payday loans to save time and end up paying hundred of dollars more than the average loan costs? Get the best of both world and apply for a peer-to-peer loan from RateSetter - online.

Apply Online

At RateSetter you can apply for a loan online - at any time of the day or night and you can do so quickly and easily. You can apply to borrow anything from $2,000 to $35,000 without even leaving your home! We offer loan terms that range from 6 months to 5 years - so we offer both short-term loans and long-term solutions in one lovely platform.

Get an Estimate

We offer you an instant rate estimate which will not show up on your credit report or affect you in any way. All you need to do is tell us how much you want to borrow and for how long and give us some basic info and our system will tell you what you're likely to pay for that loan. This is free of charge and you are under no obligation whatsoever to either take out the loan or engage with anyone further. 

Customer Reviews & Testimonials

 Contact Details

Level 5, 14 Martin Place, Sydney, NSW, 2000, Australia
Ph: +61 1300 768 710
Em: contact@ratesetter.com.au

 Postal Address

PO Box R745, Royal Exchange, 1225, Australia

 Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed