Personal Loans on Spot


About – Personal Loans on Spot

Expenses usually come up unannounced and, often times when you don’t have the cash to cover them.

We at Personal Loans on Spot in Australia understand these times, and can offer relief in times of financial need.

Three Simple Application Steps to a Quick Payout

Paying the rent in time or having to cover a medical expense is a financial concern which needs instant cash. We have a reputable name in the industry for our quick pay outs and simple online loan applications.

We are different to our competitors in the market, offering three quick and simple steps to getting those fast short-term loans you need!

Apply Online - Saving you Time and Getting you Approved Fast

All our personal loans are accessible online, making life a lot easier, managing your time is a big deal with our busy schedules, now you can simplly apply for your emergency loan through our online platform without leaving your office.

We even offer cash solutions to those who have a bad credit score and offer clients free loan assessments.

Services – Personal Loans on Spot

Quick cash through Personal Loans on Spot can offer immediate relief when your budget looks weary.

We offer personal and short term micro loans through a basic online process.

A One-Paged Application Form to get you Sorted Fast

Apply on our one page application and include a 3 month bank statement. You will have feedback on your online loan application within 30 minutes as well as an e-contract to sign.

Your contract will include all the terms of your loan agreement including all the fees – we are completely transparent!

Once your agreement is signed you will immediately receive your cash! The bank transfer of your funds take no longer than 15 minutes – record timing to use as you please!

Borrow up to $1500 and pay up in 90 days

We will offer you repayment plans to suit your budget and in line with the amount of cash you are lending.

Loan amounts vary from $200 to $1500 with repayment terms of 90 days and 50 weeks longer term personal cash loans are available on request.


Summary of Services

  • Personal Loans
  • Quick Loans
  • Cash Loans
  • Bad Credit Short Term Loans
  • Apply Loans Online
  • Responsible Lending
  • Loan Calculater


No hidden fees & a free loan assessment

Our loans have no interest charges, and our loan establishment fees and monthly costs are all included into your loan amount, making your contract easy to afford with small and managable repayments each month.

Instant cash when you need it! 

There are a number of reasons why customers in Australia prefer to get financial assistance through Personal Loans on Spot!

Being an online financial firm allows us to assist clients at any point and at any time, which is one of the biggest value adds we offer our clients!

Funds are processed within an hour of an online loan application being received – getting consumers cash they need when they need it!

Extremely competitive rates and fees

Our fees are extremely competitive in the industry and we offer a free quick cash loan application.

Clients with a bad credit score can also apply for short term cash; terms and conditions apply.

We will assist all clients through Australia who are 18 years and over, have a steady income and a valid banking account.

Need a short term cash loan in a hurry?

The short-term loan amounts we offer are subject to what you can afford to pay back.

We don’t want you to be in debt every month, so we will assist you with our free loan assessment, to see just what you can afford to borrow.

Throughout our service delivery, you can expect professional and experienced consultants to assist you whenever you need them, and our call line is available for when you need any questions answered.

 Contact Details

Level 1, No 6 Main Street, Blacktown, NSW, 2148, Australia
Ph: 1300 768 284
Fx: 1300 768 384
Em: [email protected]

 Postal Address

PO Box 41, Blacktown, NSW, 2148, Australia

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed