Rating based on 45 reviews

Oz Money


  • Short-term loans up to $25,000
  • Low-interest up to 29.99%
  • Repayment up to 36 months

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Oz Money homepage

Author Oz Money. Screenshot of Oz Money website. [Accessed April 12, 2018]

About Oz Money

Oz Money offers quick loans online that customers can use for any cash shortage, emergency or purchase they need to make.

At Oz Money - we're all about getting our customers approved for their short-term loans quickly and efficiently. Why wait for days for a traditional bank to approve you for a cash loan when you can get it online in just a fraction of the time?

Flexible loans just for you

Repay your online loan weekly, fortnightly or monthly depending on your pay cycle and - provides you with the flexibility to make payments in a way that fits in with your lifestyle and is easy on the already tight budget.

Get things going

Whether you're looking to buy a new fridge, fix your car, buy concert tickets to your favourite band or just make it till the end of the month Oz Money can help you with a short-term credit that will cover it.

Save time and money while still getting the rate and loan amount you need and deserve. 

Oz Money Services

Oz Money offers customers short-term loans from $200 to $10,000.

Loan amounts that work for you

We always recommend that customers borrow only as much as they need and no more. You can select a personal loan amount from $200 to $10,000 and a loan term of up to 24 months. Once you've decided how much you want to borrow you can then begin to complete our simple online loan application form.

Loan features and details

The short-term loans that you can apply for from Oz Money offer customers amounts that are highly flexible and can take the place of payday loans offered online and personal loans offered by banks.

It is important to note that these small personal loans are not designed to solve long term needs or solve financial difficulties. 

Oz Money Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 29.99%
  • Loan Amount up to $25,000
  • Repayment 1 year to 36 months

Benefits of Oz Money

  • Flexible short-term loans online
  • Convenient repayment terms up to 36 months
  • Choose your loan amount and repayment terms
  • Apply online within 5 minutes

Oz Money offers you the best

When you apply for a personal loan at a bank there is plenty of paperwork and strict lending criteria. When you apply for a loan online there are no queues, no paperwork- it is quick, free and effortless and Oz Money offers you the best!

Use your loan as you please

We offer such a wide range of loan amounts and loan terms that you could literally use your Oz Money loan to do or buy just about anything. Many of our customers use their money to pay bills and catch up on back payments. Others use the money to travel overseas or take a small vacation with the family. Whatever you need a loan for today - an Oz Money short-term loan will likely cover it and then some!

Features of Oz Money loans:

  • Simple online application
  • Loan term up to 36 months
  • Get a loan on the same day you apply
  • Secure and confidential application
  • Borrow from £2100 to £25,000
  • Lower rates than our competitors
  • Existing customers get instant access to credit

Simple loan applications

Why waste time completing paperwork or waiting in a queue at the bank? At Oz Money we make things simple and quick - we don’t waste your time. You can use our loan slider to select an appropriate payday loan amount and loan term and then hit the apply button to move onto the online application. This application form is designed to make it easy for you to fill out and will take just a couple of minutes.

A personal service

At Oz Money we always work on building lasting relationships with our customers - we will treat you well and exceed your expectations each and every time you lend or interact with us. If you don’t want to be just another number on a system - come to Oz Money where you'll get professional, efficient and personalized short-term cash loan service!

Before going through with an application please make use of our online loan calculators to work out exactly how much it will cost you to take out a short-term loan with us. Once you've applied we will run all the necessary check which includes an identity verification as well as a credit history check. Once you're approved we will instantly transfer the money to your bank account - or, at the latest on the next business day. 

man holding thumbs up

Oz Money is a trusted & reliable provider of short-term loans

In our review, Oz Money adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

Oz Money is a registered credit provider in Australia; ACL 442218

Customer Reviews & Testimonials

December 2018

If you are looking for a loan that is quick and efficient then Oz Money is the guys for you. They approve loans in a fraction of the time of the other lenders in the industry because they underst...

Vincent G
— Brisbane —

December 2018

Whether you need to fix an appliance, fix your car or consolidate some debt Oz Money has got your back. Their short-term loans are able to cover just about anything. I recommend them to anyone th...

Roland S
— Bourke —

October 2018

Choose the amount that works for you with Oz Money. They are not restrictive like other lenders. I could arrange and rearrange my loan according to my own preferences and budget. They understand ...

Lilith W
— Kempsey —

Oz Money Contact

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 18:00
  • Sunday 09:00 – 18:00