Rating based on 29 reviews



  • Short-term loans up to $10,000
  • Low-interest up to 48%
  • Repayment up to 36 months

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Author Credit24. Screenshot of Credit24 website. [Accessed April 12, 2018]

About Credit24

Credit24 is one of Australia's most loved lenders - just visit our website and see what our customers are saying!

Getting a loan in AU

Getting a personal loan in Australia is not as easy as people would have you think - while banks lend only to people with perfect credit scores and make them wait weeks for their loans most online lenders don’t deliver on their "quick cash" promises. With Credit24 you don’t have to worry about your repayments being too expensive to afford we offer a loan term that ranges from 12 weeks to 12 months and almost anyone can afford a loan.

A unique lending experience

At Credit24 we make a point of providing each customer with an instant reply once they completed the online loan application so that they can know where they stand and feel at ease.

We offer flexible loans from $100 to $10,000, longer loan terms to increase affordability and customer service that rivals even the biggest and most popular traditional lenders in Australia. 

Credit24 Services

Credit24 offer customers online short-term loans from $100 to $10,000

Customers can use these loans to fix up their homes, repair their vehicles, buy electronics and pay bills. You can even use the money to consolidate debts that have snuck up on you and are becoming a nuisance to manage.

Loan terms designed for success

With most alternative online lenders offering payday loans that must be repaid within a few days or weeks - most Australians cannot afford to take out a loan.

Apply online and save time

Personal loans are very popular among customers since they generally carry the lowest interest rates and minimal application fees but who has time to sit in a long queue at the bank to make an application and fill out paperwork?

With Credit24 you can apply for a loan online and get approved within hours. 

Credit24 Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 48%
  • Loan Amount up to $10,000
  • Repayment 3 months to 36 months

Benefits of Credit24

  • Apply 100% online
  • Affordable and convenient loan repayment terms
  • Apply online within a few minutes
  • Get approved for an short-term loan quickly

Getting Credit through Credit24

At Credit24 we don’t only offer super fast loan processing and crediting.

We also offer rates that are much lower than our competitors and can, therefore, save you both time and money. We have a Representative APR of just 48% and usually transfer our approved funds to customers by the very next day.

Top reasons to choose Credit24

  • Get a loan from $100 to $10,000
  • 100% online application
  • Easy 3 step application
  • Loan terms that make your repayments affordable from 12 weeks to 1 year
  • Pay your loan off early and save
  • Top-up your loan when you need more cash
  • Extend your loan term to make your repayments more affordable
  • No security needed
  • Secure application
  • Confidential - we will verify your details electronically

Do you meet our minimum requirements?

Most of our clients wonder if they will qualify for a loan and, although most of them do - we like to make our criteria well known so people can apply only if they meet these requirements and not waste their time.

To apply for a short-term loan at Credit24 you must be 18 or older, be a permanent resident, be employed and earning more than $1,000 a month, have good credit and not be bankrupt or have multiple loans outstanding. 

What you need to apply:

To apply you must meet the above requirements and have a mobile telephone, an email account, a bank account, photo ID such as a drivers license and be able to provide 3-months worth of bank statements.

If you have all of the above then you are ready to apply for a quick loan with Credit24. Applying will only take a few minutes and we will reply immediately!

Although most people have a need before they begin looking for a lender - we want to assure our clients that they can borrow money and use it for just about anything! Whether you need to pay for a school field trip, pay your telephone bill or for a weekend getaway for two - Credit24 can help you - fast!

We offer the following loan types:

  • Holiday loans
  • Medical loans
  • Bond loans
  • Bike loans
  • Student loans
  • Part-time worker loans
  • Short term cash loans

Customer Reviews & Testimonials

December 2018

Credit24 offers longer loan terms to increase affordability, even on their short-term loans. I love their products because they are different from other lenders that I have dealt with in the past...

Fred D
— Perth —

April 2019

Save yourself time and money by borrowing from Credit24. Before I borrowed from them I did a lot of research and decided that they are the best for me. Trust me and make the right choice by apply...

George B
— Adelaide —

May 2019

The payday loans offered by Credit24 are very reasonable. I needed to do some urgent repairs on my vehicle and did not have the savings. I simply borrowed what I needed and paid it back when I go...

Harvey G
— Queenstown —

February 2019

When the banks won’t help you, Credit24 will. And you can get the loan that you deserve within the short span of 48 hours. They will not turn you away like the others!

Isaac S
— Portland —

Credit24 Contact

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Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 20:00
  • Sunday 08:00 – 20:00