Rating based on 45 reviews

Loans Easy


  • Apply in 5 minutes
  • Quick loans up to $5,000
  • Repayment up to 12 months

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Loans Easy homepage

Author Loans Easy. Screenshot of Loans Easy website. [Accessed September 11, 2021]

About Loans Easy

At Loans Easy we offer people quick cash loans for emergencies. Our loans can be approved and credited in just 24 hours - with no paperwork, queues or red tape!

Support like no other

At Loans Easy we have one of the best and most effective groups of staff members in the country. Our experienced financial consultants are available to assist you with all of your lending needs, questions and problems. You can speak to us via emails, online chat or telephone at any time.

Speed and efficiency

At Loans Easy we pride ourselves in offering Australians short-term loans in the quickest and most efficient manner possible. After you apply with us you can rest assured that your cash will be credited to your bank account in 24 hours or less. 

Loans Easy Services

We offer short-term loans that range from $300 to $5,000 and loan terms of between 4 weeks to 12 months.

Longer loan terms

Payday loans are costly and are not flexible enough to offer longer loans terms. With Loans Easy, you can apply for a loan and select a longer loan term of up to 12 months. This means that you can get a loan that fits into your budget and allows you to get low repayment amounts.

Flexible loan amounts

We offer small to medium-sized loans from a little $300 to a little bit of a higher $5,000 - you can choose a quick loan amount that suits your needs and that you can afford. Whether you want to get a loan to pay for car repairs or buy a new fridge - we have the perfect amount to help you do it. 

Loans Easy Quick loan

  • Loan Type Quick loans
  • Loan Amount up to $5,000
  • Repayment 1 month to 12 months

Benefits of Loans Easy

  • Fast loan payout
  • Apply online, it's quick and convenient
  • Affordable rates

Apply for an Instant Cash Loan with Easy Loans

If you need a cash loan quickly - chances are that you're not going to get it from a bank or traditional lender.

With a mound of requirements, a long list of supporting documentation and red tape plastered all over their loan application processes you'll be waiting days if not weeks to get the money you really need today.

Choosing a loan amount and term

We offer loan amounts of between $300 to $5,000 - so you can select the perfect loan amount to take care of whatever you need to. We always recommend that you apply for the minimum quick loan amount that you can - which will ensure you save money and can pay off your debt as quickly as possible. When it comes to our loan terms we're exceptionally flexible - allowing you to choose a loan term that will specifically meet your budget needs. Loans Easy will be able to assist you with any of your questions or provide you with support in deciding what type of loan options will meet your needs best.

Loan uses and applications

Our loans are not suitable for long term solutions to financial problems but are a short term solution for small to medium cash loan needs. You could fix your car, repair appliances, consolidate small, unsecured debts or even take the family for a weekend away. Since our loan amounts are so flexible, you can literally adjust the amount to suit almost any need that you may have. If you need a quick loan today - contact us or visit our website to make your application online!

Applying online

Applying for a loan online reduces the loan application from a typical 3 days to just a few minutes. All you need to do is provide some basic details and information and choose how you'd like to upload your bank statements. You can do this by uploading your bank statements directly while applying, by providing a backlink or by emailing them to us. You can choose whichever option is the easiest for you and, we'll be able to promptly process your application and help you.

Applying with poor credit

If you have bad credit, we will likely still be able to consider your application and provide you with a short-term loan. This is not a guarantee as you still have to pass our affordability checks and we reserve our right to conduct a credit check. We're a responsible lender who will only lend to people who can afford the repayment but, we will never turn you away because of a little blemish on your credit report or just because your bank has turned you down.

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Loans Easy is a trusted & reliable provider of quick loans

In our review, Loans Easy adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

Loans Easy is a registered credit provider in Australia; ACL 470114

Customer Reviews & Testimonials

April 2019

Thanks to Loans Easy, I got my loan on the very same day I applied for credit.

Lucas B
— Newcastle —

July 2019

I will always make use of the services at Loans Easy because their credit plans are affordable.

Olivia J
— Darwin —

May 2019

Loans Easy offers some of the lowest interest rates in the whole of Australia.

Ava P
— Broome —

Loans Easy Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed