Rating based on 24 reviews

Citi Bank


  • Quick loans up to $75,000
  • Easy online applications
  • Low-interest starting from 8.99%

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Citi Bank homepage

Author Citi Bank. Screenshot of Citi Bank website. [Accessed September 10, 2021]

About Citi Bank

Citi Bank is an Australian credit provider that offers a range of lending products and services at great rates.

A connected lender

With international presences and many local alliances Citi Bank is poised to offer customers one of the most comprehensive list of banking products and services.

With such well-developed relationships, we are able to bring the best, most affordable and technologically advanced quick loan services.

Staff that matter

With branches scattered across the country and globe - Citi Bank is one of the most expansive banks in the country.

We have the most well trained and professional staff members who are available to assist you with all of your questions, emergency loan needs and problems - all day every day!

Citi Bank Services

At Citi Bank, you can get a personal cash loan from $5,000 to $60,000 to buy a car, renovate your home, take an overseas trip or pay for a wedding.

Our credit options

Our short-term cash loans are available to anyone who is over 18, earns more than $35,000 per annum and is an Australian resident. We will also need to conduct affordability checks to ensure that our clients can comfortably afford the loans they apply for. You can apply for a loan as a new or existing customer online at any time.

Our rates and fees

When you apply for a quick cash loan at Citi Bank we will always inform you of any fees and rates that we charge on our loans.

From our low $149 establishments fee to our market competitive 9.99% interest per annum - we will always be transparent about our fees and help you get the best loan possible for your needs.

Citi Bank Quick loan

  • Loan Type Quick loans
  • Interest Rate 8.9919.99% p/a
  • Loan Amount up to $75,000

Benefits of Citi Bank

  • Simple loan application
  • No hidden costs
  • Affordable repayment terms

How to quickly apply for a loan with Citi Bank

At Citi Bank we will require that you be over the age of 18, have a good credit history, be employed and earning above a given amount per annum. You also need to be a resident or citizen of Australia to apply for a short-term loan with us.

Apply online fast

Citi Bank is a modern and innovative lender that offers customers a completely paperless personal loan application. You can therefore apply for a cash loan online in just a few minutes - which means you don’t have to make a trip to one of our branches or complete any paperwork to get the money you need. What's more, is that your online loan application will be processed by our capable staff quickly and efficiently in just a few hours.

Our loan application form

The first part of your application will request your contact details which include your name, age, nationality, marital status and contact information. This will include your address and contact numbers. The second part of the application will gather all of your employment details which includes the name and details of your employer. The third section will require your income and expense details and finally, we will ask for your banking information so we can send you your quick loan.

Applying for a loan at Citi Bank

Once you've used our loan calculators and have decided how much you want to borrow you can then click on the "apply now" tab and fill in our quick online loan request form. This will take you no more than a minute and, once completed, one of our dedicated staff members will be in contact with you to proceed with an application. This form will request your loan amount and loan type - your name, mobile number, emails and postal code.

Features you'll Love

Perhaps you've already decided on how much you'd like to borrow but are not sure on the loan term that would be most suitable. Using a loan calculator will allow you to easily see exactly what your loan repayments will look like but, a more important consideration to base you decision on is your monthly budget. Ensure you do not take out a longer personal loan term than you need to because you'll end up paying more in interest but, if you choose a loan term that is too short you may end up missing payments and incurring penalty fees.

man holding thumbs up

Citi Bank is a trusted & reliable provider of quick loans

In our review, Citi Bank adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

Citi Bank is a registered credit provider in Australia; ACL 238098

Customer Reviews & Testimonials

April 2019

One of the advantages of using Citi Bank is the fact that they go out of their way to ensure that you find yourself an affordable credit plan.

Amelia W
— Adelaide —

June 2019

Applying for a Citi Bank loan took me nearly ten minutes to complete.

Peter J
— Cairns —

January 2019

Citi Bank will never give you a loan you can’t afford to pay off. They will always consider your budget affordability first.

Alice S
— Melbourne —

May 2019

The reason I recommend Citi Bank is because they always have the best interest of their customers at all times.

Noah W
— Alice Springs —

Citi Bank Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 3453, Sydney, NSW, 2001, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed