Rating based on 798 reviews

Cash Smart

About – Cash Smart

At Cash Smart we are a direct short-term loan provider that will help you get the money you need today. Finally a lender that keeps its promises and delivers quick cash to your account fast!

We're a Direct Lender

Cash Smart is a direct lender - so we won't waste your time by making you complete two applications forms like you would have to do when applying for a short term loan through a broker.

With us all you have to do is complete one loan application form online and we'll then process your loan for approval.

Responsible Lending

As a registered lender we abide by a set of standards which allows us to reassure our customers that they're dealing with a professional company. Whether you're looking for a small and quick loan of just $200 or a bigger loan amount of $2,000 we can help you get it in an easy, responsible and swift manner. 

Services – Cash Smart

At Cash Smart we offer small short-term loans that is simple, affordable and easy to get. We're reliable, trustworthy and well-established - and that's something we're proud of!

Getting the Cash you Need

Banks and traditional lenders may not be willing to lend you smaller amounts of cash as it's an administration nightmare that offer little profit. At Cash Smart we offer payday loans from as little as $100 - so you can get just enough to take care of the less expensive expenses and purchases.

Applying Online

When you apply online you save not only time but money too and, with Cash Smart, our loans are available online and you can even sign your loan agreement electronically.

The entire quick loan application process has been streamlined to be completed as quickly and effortlessly as possible. 

Interest Rate

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Repayment Term

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Summary of Services

  • SHORT-TERM loans
  • PAYDAY loans
  • QUICK cash

Applying for a Fast Loan at Cash Smart

If you're not one for online application forms and would prefer an in-branch application you can simply visit us and one of our staff members will assist you in identifying a loan amount and loan term that would best suit you and to complete the application.

Best Lending Practices

We are committed to the responsible lending code and will always ensure our customers are in a relatively stable financial position before approving any short-term cash loan. We are transparent about our fees and rates and have these readily available on our website for customers to consider. Once you've decided how much money you want to borrow you can then navigate to our online application page and begin the application.

Our Loan Application

If at any point during the quick loan application process you require assistance or have any questions you can contact us either telephonically, by email or via our website and, one of our staff members will help you. This application has undergone major improvements to ensure that customers can apply for a loan quickly and with ease and we are now confident that it's certainly among the most streamlined on the market. We will request that you provide us with you personal and contact information, address, employment and earning information, identification and pay slips among others. These documents and bits of information are required that we stand by our promise to be a reliable and responsible lender and help us ensure you can afford the loan we offer.

Safe and Secure Loans

When you apply at the Cash Smart, we guarantee that your information is safe and secure. We will not use or distribute any of your details to other lenders or brokers. To process your loan application we will require some details and supporting information from you, however, we will request only the necessary information to enable us to process your short-term loan application. This is because from our inception we have strived to make things as simple and painless for our customer s as possible and we just keep getting better and better!

Great Customer Service

As a registered and responsible lender, Cash Smart will always do our best to give you the most affordable rate possible and help you throughout the application process. Our staff are available to assist you at any time - whether you need help or just have a question about our quick cash loans or procedures. We will never charge you any late repayment fees - as long as anyone having trouble to repay contacts us to discuss an alternative arrangement. If you want to find out more about our loans and service please visit our website or contact us telephonically! 

Customer Reviews & Testimonials

 Contact Details

Suite 9, St Ive Professional Centre, Smiths Road, Goodna, QLD, 4300, Australia
Ph: 1300 762 731
Fx: 07 3818 0644
Em: apply@cashsmart.net

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed