RAC Finance


About – RAC Finance

Ever since its establishment in 1905, the Royal Automotive Club (RAC) has been assisting motorists and the community of Western Australia.

We have a long history of excellence.

The club was formed by a small group of enthusiastic automobile owners. Now it has over 750,000 members. It has become an essential part of the lives of people in the state. We take all aspects of the safety of roads and the community personally.

We represent road users in front of various government and state bodies to make the road experience better for everyone.

RAC Finance offer a wide range of financial services to members.

RAC Finance are primary providers of motoring services and professional advice. We offer travel services which make every trip safer and more pleasant.

We provide microfinance and insurance at affordable rates and with attractive terms and conditions. You can rely on us for driver training as well.

Services – RAC Finance

With a personal loan from RAC Finance, you can borrow any amount of money which you require.

We offer superb interest rates which are among the most competitive in the market. Our members can get a discount of 2% on our standard interest rates for non-members.

We have flexible repayment terms & structures.

You can choose any term up to 7 years. We will sit down with you to discuss your needs and tailor the loan so that it corresponds to them precisely. We can help you achieve all of your short-term financial goals easily and quickly.

Whether you plan to buy a new car or to renovate your home, we will provide the optimal amount of finance under the most favourable terms and conditions.

Our online loans can be used to pay for important events like weddings and for special surprises like holidays and luxury gifts.

They are highly effective to consolidate existing debt.


Summary of Services

  • QUICK PERSONAL Loans
  • VEHICLE Loans
  • PERSONAL Loans
  • TRAVEL Loans
  • DEBT Consolidation


RAC Finance – Making your life a little better within hours

Personal loans with great rates and fast approvals at RAC Finance in Australia.

With us you can get the amount of money you need with quick turnaround times, with the right loan option to suit your individual needs.

It’s simple, quick & affordable.

We make our relationship with you one to remember, and our service delivery to you is one of ethical and respectful context. Whether or not you are an existing client, we have a unique package to suit your individual needs.

Our existing clients can make use of our unique 2% per annum off our interest rates terms, saving you long term on your personal loan option.

We will tailor make a financial package to suit you.

Whatever you need your personal loan for, we will offer you repayment terms to suit your pay date and your monthly budget. Pay off your loan weekly, fortnightly or monthly, on a selected date of your choice.

We can deduct your instalments electronically, making payment a lot easier for you having a standard and immediately deduction service available for you. Apply online and get instant pre-approval.

Once your contract of terms and conditions are signed, you can have your cash within 24 hours, to take that dream holiday, pay off your debt, and get rid of all those unexpected bills or just to do maintenance on your home.

Get competitive interest rates, top quality service, and an experienced team who have been in the financial industry since 1905. Secure the microfinance you need in only minutes and pay for the things that can make your life a lot easier.

Join over a million happy customers who will testify to the wonderful quick, simple and quality service they have received from RAC Finance over the years.

Call us today, let us secure your personal loan.

 Contact Details

832 Wellington Street, Perth, WA, 6005, Australia
Ph: +61 13 17 03

 Postal Address

GPO Box C140, Perth, Western Australia, 6839, Australia

 Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed