Personal Loans on Spot


About – Personal Loans on Spot

Personal Loans on Spot in Australia is unique with our service model and product offering.

innovative and reliant to our clients

Through our personal cash loan services being completely online for the convenience and time factor of our clients, we convey ourselves in the market as being innovative and reliant to our clients who know time is precious.

We also offer our services to all Australians, regardless of their credit score or whether they receive a Centrelink income.

Same Day Cash for All!

One of our stand out features is our ability to give our clients same day cash! Get your short-term micro loan with a firm of difference!

With our years of financial evaluation and sourcing the best technology options for our clients to enjoy, we stand up proud amongst the industry trend setters, giving clients a paperless, transparent, speedy and friendly lending source, on which you can depend on.

Get your free loan assessment and zero application fees when making the move to Personal Loan Spot!

Services – Personal Loans on Spot

 At Personal Loans on Spot we understand how expenses can come up when you don’t have the cash to pay them.

We know you have been yearning to take a long holiday with your family or do those home repairs that are getting worse with time.

It's Easy and Quick to Apply 

Time is a major factor with everything that is why, we shorten time frames and give you cash the day you want it! It’s easier and quicker than ever to apply online for an emergency loan at Personal Loans Spot in Australia.

Borrow up to $1,500 Instantly

We offer personal loans to suit your wants and needs. Depending on what you can afford to pay back each month, our personal loans range between $200 and $1500.

Personal loans can be used for whatever you like! Your online loan application can be approved within less than an hour and the cash directly transferred into your banking account within the same day.

Your repayment terms will be customised according to your loan amount with no hidden fees and no application fees. 


Summary of Services

  • PERSONAL Loans
  • QUICK Loans
  • CASH Loans
  • BAD CREDIT Short Term Loans
  • APPLY Online
  • LOAN Calculater
  • RESPONSIBLE Lending


Personal Loans Spot - giving you personal finance to over your basic needs

Whether or not you need a small or larger amount of cash, Personal Loans on Spot in Australia have the fast loan that will make your life a lot easier.

With a simple online application, get approved within only 30 minutes and have the cash you need within the day! You can get cash from $200 to $1500 when you need it to use as you please deposited straight into your banking account.

A Simple Loan Process

So how does the process of getting a personal micro-loan work? It’s simple! Through a few easy steps, finance can be at your fingertips, whether you at your office, home or at the park with the kids! You can access cash where ever you are!

Before applying make note of the following:

You must be 18 years or older, be an Australian citizen and have a steady income being paid into your bank account.

Step one – answer a few easy questions on the one page application page, along with three months bank statements, which can be attached to the online loan application page.

Step two – submit and wait approximately 30 minutes to hear if your loan is approved! You will be notified by one of our experienced team members once the approval of your application has been processed.

Step Three – get your cash! If your application is approved, you will receive the short-term advance into your bank account within 24 hours! Start spending!

Your repayment terms will be documented on your contract, with no application fees to worry about. The instalments can be paid over a period of a minimum of 90 days and a maximum of 50 weeks!

 Contact Details

1/6 Main St, Blacktown, NSW , 2148 , Australia
Ph: +61 1300 768 284
Fx: 1300 768 384
Em: [email protected]

 Postal Address

PO Box 41 Blacktown , NSW , 2148, Australia

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed