Rating based on 35 reviews

Nifty Loans


  • Personal loans up to $10,000
  • Low-interest starting from 21.24%
  • Repayment up to 24 months

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Nifty homepage

Author Nifty. Screenshot of Nifty website. [Accessed April 12, 2018]

A “nifty” solution to getting a quick personal loan

We offer exclusive loan services to clients who are looking to pay less monthly fees, and access cash through simple platforms.

We have technology working with us to enable sift applications and payments of our loans. No formal appointments and endless paperwork needed to apply for credit!

No credits checks

This means we accept all Australian clients who apply. We have simplified time, as well as the step by step process to getting your personal loan. If you have a not so fantastic credit score, you can still apply for a loan online. Terms and conditions apply in all applications.

Our success - our people

Our people make up the success of our business, through their experience and passion for helping others, we have a dream team of spectacular consultants on hand at any time to assist you throughout any stage of your quick loan process, you will receive the personalised attention and assistance from the Nifty team.

Nifty Services

Nifty's loans can be used for basically anything you like.

Taking a holiday, paying off your debts, or settling those medical expenses. Whatever your financial requirement may be; our job is to get it to you fast. Our personal loans are quick, giving you cash on the same-day you apply!

Quick efficient service

Should your loan application be approved, the funds are directly transferred into your account, adding to our promise of delivering quick efficient service. Contact us today and get the financial services you deserve to go further with your plans!

Easy to afford loans

We have short-term loans of up to $1,000 with repayment terms over 9 to 24 weeks to pay it off.

These repayment terms make it easier for our clients to afford the monthly or weekly instalment payments, without being strapped for cash at the end of the day. When you need a personal loan, to pay for something in a hurry, we make it happen. 

Nifty Personal loan

  • Loan Type Personal loans
  • Interest Rate from 21.24%
  • Loan Amount up to $10,000
  • Repayment 9 months to 24 months

Benefits of Nifty

  • Apply online in a few minutes
  • Get a loan decision in 60 minutes
  • A variety of loan options to choose from

Quick personal loan options at Nifty

Nifty have financial solutions and personal loans to meet all your needs.

Clients have come back to us over and over again, not just because we are fast in our delivery of services, but also for our innovative methods, customer service and exceptional rates.

We have a service model that is difficult to replicate, with online technologies which take your lending requirements to a new level of speed. 

Get your loan fast

We have taken away all that dreaded paperwork and requests for documentation and simplified the entire solution for you. Our repayment periods allow clients to easy budgeting of their instalments, keeping you afloat in the financial aspect of your lives.

To be the best online lending company

Nifty operates completely online. From the loan application right through to the payment, we have innovation spread across our platforms speeding up the process with security details in place.

To be the best in customer focus

Our clients are our main focus, and addressing their needs is what we want to accomplish at the end of the day – with success.

Because we are online-based, technology is a big driver in our business, and keeping up with the latest technologies available helps us to create a better service for our clients.

To encourage responsible lending

We take our ethics and responsibility in the Australian lending industry very seriously. With an honest approach to what is best for our clients, we will not put you into more debt, than what you can afford to pay off.

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Nifty is a trusted & reliable provider of personal loans

In our review, Nifty adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

Nifty is a registered credit provider in Australia; ACL 514 260

Customer Reviews & Testimonials

February 2019

Nifty what can I say but you rename states it all you have really amazing quick service that lead me to have my loan in my account within the same day.

Alicia S
— Perth —

December 2018

The best part about Nifty is that there is no paper application it’s all done online and they will let you know how it goes with the processing.

Emily L
— Brisbane —

Nifty Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed