Rating based on 17 reviews

NAB Personal Loan


  • Personal loans up to $55,000
  • Low-interest starting from 12.69%
  • Repayment up to 7 years

In-page navigation

NAB Personal Loan homepage

Author NAB Personal Loan. Screenshot of NAB Personal Loan website. [Accessed April 12, 2018]

About NAB Personal Loan

As a leading global provider of online loans and short-term credit products, NAB Group has more than 1,800 service centres and stores around the world.

The Group serves over 12.4 million customers in Australia, New Zealand, Asia, the United Kingdom and the United States. Our work force consists of 42,000 who are working to deliver the best experience and the most effective solutions to clients.

A diverse range of credit solutions

Each brand offers unique products and services tailored to the needs of modern individuals, households, businesses and institutions. What all of our brands share is our common commitment to quality. We have always set fair fees and charges.

Transparency & responsibility

We treat customers with respect and provide individual attention to understand the specific situation and circumstances. We build a strong partnership with each and every client by providing dedicated help, expert guidance and professional advice.

NAB Personal Loan Services

The lowest interest personal loans provided by National Australia Bank are designed to match your financial needs perfectly.

You can borrow a sufficient amount of money to finance a purchase of a car or a boat.

Use the loan to pay for anything

We offer great low rates to give you complete flexibility and perfect peace of mind.

It's that affordable

We know that you do not want to wait for long or deal with lots of paperwork when you apply for a loan. That is why we have made the application process short, straightforward and convenient.

You can select the type of interest rate which you prefer - fixed or variable. You can choose the term of the loan as well. We will tailor the repayment structure to your personal budget, lifestyle and preferences.

NAB Personal Loan Personal loan

  • Loan Type Personal loans
  • Interest Rate from 12.69%
  • Loan Amount up to $55,000
  • Repayment 1 year to 7 years
  • Initiation Fee $150

Benefits of NAB Personal Loan

  • Flexible rates options
  • Easily compare loan terms
  • Get your loan on the same day
  • Quick online loan response

National Australia Bank – Personal loans with benefits

NAB offers Australians a new type of financial freedom.

Whether you looking to purchase a new car, do home renovations or plan the perfect holiday - or simplifying your finances with debt consolidation – we will assist you to get there quicker, with a good rate.

Before you apply, you will need to be;

  • At least 18 years old – old enough to be working and earning wages.
  • Have an acceptable credit rating – we will assist where we can even if you have bad credit.
  • Meet minimum financial requirements – so that we know you can pay back the loan.
  • Not be bankrupt or under review.

We need a bit of personal information to get the application process started:

  • Employment details as well as your own personal details, and
  • financial details: salary details, assets, expenses and liabilities.

What happens after I apply?

  • You'll get an email to substantiate we've received your application, and
  • we'll have the application process completed in 1-2 business days

Get a good rate with a NAB personal loan

  • Variable-rate: 13.39% per annum
  • Fixed-rate: 13.68% per annum

These rates will have you smiling from the word go. With our fixed rates, you can know exactly what your instalment amounts will be every month, with no extra hidden fees and surprises along the way. Our transparent fee structure allows you to budget properly.

Line up your debts and knock them down

Consolidate your debts to manage your finances and live a more manageable life.

Get to drive and own that dream vehicle you have always wanted. Those long wished plans of your future, be it to purchase something specific or pay for that wedding of your dreams, we have you covered with the finance you need!

If you don’t already bank with NAB, we will gladly enlist you onto our system to be part of our amazing team of very happy customers.

man holding thumbs up

NAB Personal Loan is a trusted & reliable provider of personal loans

In our review, NAB Personal Loan adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

NAB Personal Loan is a registered credit provider in Australia; ACL 230686

Customer Reviews & Testimonials

December 2018

They have helped me by looking at the amount that I can afford with ease without landing my self up in debt and I couldn’t be more grateful.

Jensen S
— Perth —

March 2019

The company has gone above and beyond and the process of getting my personal loan has been a breeze thanks to them.

Michelle B
— Brisbane —

February 2019

My loan has been accepted and should be in my account today all I can say is thank you for the great service and that I will be back.

Emily L
— Brisbane —

December 2018

Where to start the service is fantastic and my loan after it was approved was in my bank account shortly after.

Thomas S
— Melbourne —

NAB Personal Loan Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed