Rating based on 52 reviews

Jacaranda Finance


  • Personal loans up to $10,000
  • Low-interest starting from 7.89%
  • Repayment up to 24 months

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Jacaranda Finance homepage

Author Jacaranda Finance. Screenshot of Jacaranda Finance website. [Accessed April 12, 2018]

About Jacaranda Finance

Jacaranda Finance is privately owned and offers Australians the most efficient solution to their personal loan needs.

We can help you get your finances back on track, and it’s through a simple easy step process.

We're not a Bank!

We are not like traditional lending firms that require reams of paperwork to be completed and take days or even weeks to get you the cash you need. We really do care about your needs, and when you need cash in a hurry, we can help you.

We learn from mistakes

We have over the years learnt from other firms mistakes and used them as benchmarking criteria to improve our service delivery to our clients.

Get a longer loan term

Unlike other short-term loans, our personal loans allow our clients to pay off their loans over a longer period of time, which gives you the ability to pay smaller instalments over a longer time frame.

Responsible lending is something we take seriously, and will not give you more than you can afford.

Jacaranda Finance Services

Jacaranda Finance offers personal loan options that are simple and extremely easy to access. The times we live in now are innovative and fast-paced. So are our loans!

Get a loan from $400 to $2,000

Our personal loans give clients access to quick cash in the range of $400 to $2,000 and repayment terms of up to 12 months to pay off. Instalments can be made weekly, monthly or fortnightly, making affordability an easy one to manage.

Get your Loan in just 60 Minutes

From application to approval, clients can have access to their cash loan within 1 hour! That’s fast cash when you need it. There are a number of reasons why Jacaranda Finance is Australia’s first option when it comes to quick loans online.

Our turnaround times are competitive

Our repayment terms are longer and our fees are lower than ever. One major benefit to our clients is our online loan application.

The entire loan process is done online, even the signing of your contract!

Jacaranda Finance Personal loan

  • Loan Type Personal loans
  • Interest Rate from 7.89%
  • Loan Amount up to $10,000
  • Repayment 12 months to 24 months
  • Decision Same-day

Benefits of Jacaranda Finance

  • Apply for a personal loan online
  • Get a loan even with a bad credit rating
  • Affordable vehicle finance options
  • Consolidate your debt and become debt free

Jacaranda Finance providing personal loans with a personal touch

Jacaranda Finance offers clients living in Australia the basic steps to accessing a personal loan. No more fuss and no more paperwork.

All our applications are online, through secure processes which allow for easy access and quick results!

The process is simple!

Initially, you need to qualify for a personal loan, so completing the online loan application would be your first step to financial freedom!

Complete the application and submit your information online through our innovative channel.

Fast application & approval

The process takes only about 4 minutes of your time and can be completed from the comfort of your home or office.

You will get pre-approval on your loan application within minutes of your submission.

This will allow you to see what amount of cash you can lend, and what the repayment terms on your loan would be. You would need to submit personal details with this pre-approval.

Innovation through technology

We have the innovation through technology products to access banking statements online direct from your bank, taking the hassle away from our clients.

From there our experienced team will assess your application and determine which quick online loan will suit your needs and your budget.

The transfer of funds

The final step, which takes no longer than an hour, will be the transfer of funds into your bank account. Use your personal loan to take a holiday, pay off your car, or use as you please. To qualify for our personal loans, you will need to be over 18 years old and be a citizen of the country.

Who can apply with us?

Only clients who receive a steady salary with a valid bank account may apply.

Keeping the process simple is our aim for our clients. Quick turnaround times and simple solutions made it easy for our clients to actually get funds on the same day!

man holding thumbs up

Jacaranda Finance is a trusted & reliable provider of personal loans

In our review, Jacaranda Finance adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

Jacaranda Finance is a registered credit provider in Australia; ACL 4221738

Customer Reviews & Testimonials

November 2018

What they advertise is true the application didn’t take me long to complete and to my utter shock, I had been given the news that my loan had been approved.

Tara D
— Melbourne —

February 2019

Great service the company has the best intentions for you and they are willing to go the extra mile and that is why I have chosen them.

Tamara B
— Perth —

Jacaranda Finance Contact

Physical Address

Postal Address

  • PO Box 370, Indooroopilly, QLD, 4068, Australia

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 16:00
  • Saturday 08:00 – 12:00
  • Sunday – Closed