Rating based on 54 reviews

Instant Cash Online


  • Personal loans up to $2,000
  • Apply in 5 minutes
  • Repayment up to 12 months

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Instant Cash Online homepage

Author Instant Cash Online. Screenshot of Instant Cash Online website. [Accessed April 12, 2018]

About Instant Cash Online

Instant Cash Online in Australia provides personal loans with no strings attached!

There are no hidden fees and no empty promises; we simply deliver on client expectations, delivering the best possible lending solutions simplified! We are different from large banking entities, embracing our experience in the financial sector and bringing it through to our products and services.

Streamlined loan processes

Unlike larger firms, we make our quick online loan services personal, and streamline the processes innovatively, allowing our clients to access cash online within quick time frames.

Our client security is a key factor, by enforcing client privacy policies, keeping risk at bay. All Australians, with good and bad credit, have the opportunity to sign up with Instant Cash Online, and get the financial assistance they need when they need it!

We will not encourage more debt

Responsible lending is encouraged, and we will not give you more financial burdens, by offering you more cash than what you can afford. You can trust us to have your best interests at heart through exceptional client relationship skills.

Instant Cash Online Services

Convenience and simplistic technology have allowed Instant Cash Online to be a stand out in the Australian lending sector.

Our products and services allow financial relief when your budget is a little tight. All it takes is a few simple steps to achieve financial freedom. 

Borrow up to $2,000 

The online loan application platform is completely secure leaving no risk to our clients.

Flexible repayment plans 

Clients can choose personal loans online between $300 and $2,000 with a repayment plan option ranging between 16 days to 6 months.

The second step is a matter of waiting for your approval, which you will receive a notification via email. Once approval is confirmed, you can electronically sign your contract online.

Get your funds!

The third step is where you receive your payout quickly! Get your direct transfer into your bank account and spend as you like! Its never been easier to get the funds you need in quicker turnaround times than ever before.

Instant Cash Online Personal loan

  • Loan Type Personal loans
  • Loan Amount up to $2,000
  • Repayment 3 months to 12 months
  • Decision Same day

Benefits of Instant Cash Online

  • Apply online in 5 minutes
  • Simple online personal loans
  • We accept loan applications 24/7
  • Get your loan on the same day

Instant cash in minutes on Instant Cash Online

When a financial crisis arises, there is help around the corner.

When you have an urgent financial matter to attend to, we understand the implications involved, especially when you don’t have backup savings in place.

Medical emergencies or vehicle repairs are just a few of the expenses you can now afford with our short-term loans. There are many reasons our clients choose Instant Cash Online in Australia.

You need cash today – no problem!

Instant Cash Online knows that cash is often a problem mid-month or when you have a month filled with expenses and still need a little boost to cover your financial areas.

We have a solution and it only takes a few minutes of your time! With the convenience of an easy online loan, the funds can be in your bank account the same day you apply for it.

Paperless processes making life a lot easier!

No more appointments in advance, no more reams of paperwork to complete! Getting a fast online loan simply requires you to click away online, with a very brief application, to get your personal details.

We have technology at your fingertips, providing a streamlined and efficient process for all our clients. No more wasting time and money, trying to get cash – we are the innovative firm of choice.

No hidden fees – complete transparency!

We need to help you with smooth quick service and same day payout of your emergency loan. Our services are completely transparent, with no hidden fees lurking up along the loan period. What you sign for is what you pay.

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Instant Cash Online is a trusted & reliable provider of personal loans

In our review, Instant Cash Online adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

Instant Cash Online is a registered credit provider in Australia; ACL 470114

Customer Reviews & Testimonials

March 2019

The calculator that helps you see how much you can lend and your repayments have helped me to see how much I can loan without going broke.

Andrew B
— Perth —

December 2018

What they advertise is true the application doesn’t take you longer than 5 minutes and you get your response back very quickly.

John S
— Brisbane —

May 2019

A mate of mine told me about the company so I checked it out and decided that I will take a loan with them. They have yet to disappoint.

Mandy L
— Melbourne —

April 2019

They have helped us to secure a car that the banks would not loan us the money for and we couldn’t be happier.

Kathy T
— Perth —

Instant Cash Online Contact

Physical Address

Postal Address

  • PO Box 423 Matraville , NSW , 2036, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed