Rating based on 1,097 reviews


Discovery Credit


About – Discovery Credit

We are a professional microfinance company offering specialist services to consumers nationwide.

Discovery Credit offers credit with a difference.

We understand the financial needs of Australians and this enables us to deliver the best individual credit solution to each and every client. We have long-term experience in assisting people with finding the most suitable microlender and loan for them.

We can help you to get personal microfinance depending on your needs.

With us, you can have the perfect loan in every respect and access it easily and quickly.

You can secure a low & affordable interest rate.

You can select a fixed or variable rate depending on whether you prefer to have fixed payments during the term or the flexibility to make extra payments whenever you can.

We will find a loan with the perfect repayment term and structure for you.

We will ensure that the repayment fits perfectly into your budget.

Services – Discovery Credit

We have a quick personal credit solution which is specially tailored to your needs.

Discovery Credit is a company with years of experience and extensive expertise. We have served thousands of customers just like you to find a cash loan for their needs.

We can assist you with obtaining both secured and unsecured loans for personal or business needs.

Online application process simple, easy & quick.

We are proud of the fact that we can assist people who are usually rejected for credit by the major banks.

We can assist you even if you have low income.

You can qualify for a loan even if you receive welfare payment or a pension. A bad credit record is not necessarily a problem, especially if you have just one or two minor delinquencies on your record.

We can help new and small business owners to access funds as well.


Interest Rate

0 % Per annum

Loan Amount

Repayment Term


Summary of Services

  • Low-Interest Personal Loans
  • Short-term Personal Loans
  • Bad Credit Personal Loans
  • Quick Loans
  • Cash Loans
  • Fast Loans


Discovery Credit – Discover a faster way to get personal loans.

Discovery Credit in Sydney now offers Australians a unique personal loan option.

With Discovery Credit you can now afford to get a cash loan, to spend on whatever you want; a new home patio, or bbq area, give your car new tyres or a makeover. Design your own wedding or take a dream vacation with your family.

Now anyone holding permanent residency in Australia, who is over 18 years old and earns a steady income can be pre-approved for our personal cash loan.

All applications are done online for our client’s convenience.

  • Quick, simple & efficient decisions made on your application.
  • Eligibility made easy to our clients.
  • Cash paid out into your bank account.
  • Bad credit not a problem, we consider all financial backgrounds.

You can apply from the comfort of sitting on your couch at home, or when you too busy to leave the office, simply follow the prompts which are simple to follow on our online application.

Even though everything is done through the internet, we still offer assistance through our experienced staff at our call centre, who are all equipped and qualified to assist with any problems, questions or concerns you may have regarding your personal loan application.

At Discovery Credit you get the personal attention you deserve.

We treat every client as an individual, because we understand how difficult it can be to get a loan from major banking divisions. We know that everyone has different credit history and financial scenarios. Everyone is different, and so are we.

We have one main goal to achieve that is getting our clients the microfinance they need, quickly and seamlessly.

Don’t stress about the fact that you have been turned down by other financial institutes, and don’t fall prey to standing in long queues and filling out endless paperwork.

Make the simple decision, get the simple solution.


Customer Reviews & Testimonials

 Contact Details

8 Cross Ave., Sydney, NSW, 2000, Australia
Ph: 02 9579 1103
Fx: 02 8214 6433
Em: loans@discoverycredit.com.au

 Postal Address

PO Box 155, Hurstville , 2220, Australia