Rating based on 616 reviews

Cash Smart

About – Cash Smart

Cash Smart in Australia is known in the financial industry as the firm who truly cares about helping clients.

We listen to your needs, and take into account every aspect of our clients’ needs and have been excelling in our service delivery to our clients since opening our doors in 2004.

Financial opportunities for our Australians

As a micro lending firm, we can provide endless financial opportunities for our Australian clients. Without obstacles in your way, our streamlined processes provide unbeatable value to all who complete an online loan application through our platform.

No Hidden Fees

We don’t add any hidden fees to your loan, providing transparency in our approach to our fee structure. Throughout your financial journey with us, we will be with you to guide you and help you with any situations which may arise.

Keeping the Communication Lines Open

Should you feel you cannot make repayment on your personal loan at some point, talk to us, and we will work out a revised payment plan for you by keeping the communication with us open, we will get you through the tough times.

We are an accredited financial firm, and offer legit and affordable emergency micro loans, to meet all your financial requirements.

Services – Cash Smart

Cash Smart is your financial firm of choice when it comes to the personal cash loans you need.

Move forward in life

Our clients get astounding results from their online applications, allowing them to move forward in life and not have to worry about debt hanging over their heads.

Loans From $300 to $2000

We offer personal loans in the range of $300 to $2000 with easy repayment plans up to 6 months to pay off.

Steps to get a Loan

The steps to follow in getting your loan are simple – fill in the online application no matter where you are.

It’s easy, quick and you get feedback on your application within minutes. Once approved, cash is transferred directly into your banking account and is yours to spend as you like.

What make Cash Smart so unique?

We do not charge any interest on your fast micro cash loan! Repayment plans are tailored to your individual financial status and loan amount.

Our emergency loans can be calculated before applying, so you can see exactly what you can afford before applying for a specific amount.

Interest Rate

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Loan Amount



Repayment Term

0 weeks

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Summary of Services

  • Personal Loans
  • Emergency Loans
  • Micro Loans

Your smart way to get personal loans - at Smart Cash!

Getting a personal loan from Cash Smart is one of the easiest processes you will ever make. If you need to take a holiday, fix your roof, pay for your children’s education, there is always financial assistance available with a simple process.

Loan Applications Online

Applications are all done online for the convenience of our clients; we know how precious time is. We offer existing clients the option to renew their loan once their initial loan is paid off.

We understand that sometimes, we may have a problem, a major expense or a situation where we cannot afford a repayment, at Cash Smart; we will do what we can to accommodate your situation.

No Renewal Fees!

The process is even quicker than your first online loan application and what this option even better for our clients, is we don’t charge any renewal fees!

Cash Smart is an accredited lender, and encourages responsible lending to our clients, to avoid consumers becoming over indebted and living from penny to penny.

If we feel the personal loan amount you want is to high for your budget, we will recommend a lower amount with easier repayment amounts, so that you can afford your loan.

We can assist those with bad credit

We are open to all clients even those who have a not so great credit score, as all consumers deserve the opportunity to get cash for those low times in need.

We have the bad credit cash loan to meet your needs, and it only takes a few minutes to get your online application in, approved and get you on your way to getting the loan amount you deserve.

Customer Reviews & Testimonials

 Contact Details

Suite 9, Professional Centre, Smiths Rd St Ives Shopping Centre, QLD, Goodna, 4300, Australia
Ph: +61 1300 762 731
Fx: 07 3818 0644
Em: apply@cashsmart.net

 Postal Address

P.O. Box 40 Goodna, , 4300, QLD, 4300, Australia

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed