Rating based on 54 reviews

Sunshine Loans


  • Payday loans up to $2,000
  • FAST payday loans
  • Low-interest starting from 4%

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Sunshine Loans homepage

Author Sunshine Loans. Screenshot of Sunshine Loans website. [Accessed September 10, 2021]

About Sunshine Loans

Financial emergencies strike unexpectedly, but you can resolve them quickly and efficiently with small loans from $100 and $1,500.

 Whether you need to pay a late bill, a rental bond or the cost of an urgent car repair, we, at Sunshine Loan Centres, will help you to do it conveniently and comfortably. You do not have to wait until your next payday to fix things. You can do it now. We are particularly proud of our fast service.

Convenient online loan application

You can make a loan application directly on our website. It will take you no more than 5 minutes to complete. As an online loan provider, we operate at all times and welcome applications from Australians nationwide. When you get approved and your contract is signed, we will disburse the cash to your account in less than half an hour during business hours.

You can try our products and services now and join our growing loyal customer group.

Sunshine Loans Services

At Sunshine Loan centres, we specialise in the provision of payday loans, cash advances and rental bond loans.

You can borrow between $100 and $1,500 to satisfy your short term loan needs fully.

Borrow faster as a returning customers

We are experts in what we do and we will assist you swiftly and professionally. We have been operating since 1999 and we have gained many loyal customers over the years. We help Australians when they need us the most and this enables us to build reliable partnerships. You can make a loan application on our website at any time. You simply have to fill out the form to get started. You can expect to have the money deposited in your account on the same day on which you get approved.

You can select the loan amount as per your needs. We will come up with a repayment schedule that matches your budget and lifestyle. We will help you to keep your finances under control.

Sunshine Loans Payday loan

  • Loan Type Payday loans
  • Interest Rate from 4%
  • Loan Amount up to $2,000

Benefits of Sunshine Loans

  • Reliable lender
  • Quick and easy loan applications
  • Flexible repayment terms

Sunshine Loans – Get a loan today, save for tomorrow

Sunshine loans in Australia can offer you easy access to cash with our payday loans. These short-term cash loans are there to assist customers in stretching their budget a little further, to make it through a bad month.

We have been helping clients throughout Australia with loans and financial solutions since 1999. That is a vast track record of experience and knowledge in the industry, with a list of clients a mile long, who have all been very satisfied with our service delivery, and our financial solutions.

Range of cash loans in Australia.

This allows financial freedom amongst our many clients, getting them back on their feet through times of financial difficulty. Our clients keep coming back to us because of our low interest rates, competitive term structure, and our client service.

We bring so many qualifying attributes to our client's needs such as:

  • Short-term loans from $150 to $2,000 in your bank account within the same day
  • Simple online application platforms making the entire process quick & easy
  • We are a completely Australian-owned and operated financial supplier
  • Years of sustainable and transparent financial services in the financial industry
  • Simple online platforms – use your PC, tablet or mobile phone to access cash
  • Available 24/7 with call centre hours Monday to Friday 8:00 am to 4:30 pm

Convenience & simplicity add to our service delivery.

When you need cash to tie you over through the month. Simply complete the online application, get instant approval in minutes, and we will transfer your loan directly into your account the very same day.

Payback your payday loan when you receive your next paycheck. It’s so easy to get cash in a hurry through Sunshine Loans.

Don’t waste any more time, click online and get your cash today!

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Sunshine Loans is a trusted & reliable provider of payday loans

In our review, Sunshine Loans adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

Sunshine Loans is a registered credit provider in Australia; ACL 390556

Customer Reviews & Testimonials

June 2019

The perfect little loan or large one and that is why they work for me if I need a 150$ or 1000$ they will give it to you.

Thomas B
— Perth —

February 2019

Great customer service! I am happy to say that they truly care about and will always go above and beyond to help you get the best service.

Sarah N
— Melbourne —

Sunshine Loans Contact

Physical Address

  • 50 Cavill Avenue, Surfers Paradise Gold Coast QLD 4218 Australia
  • Get Directions

Postal Address

  • PO Box 111, Pacific Fair, Queensland, 4218, Australia

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours