Rating based on 652 reviews


Cash Smart


About – Cash Smart

There is an effective way in which you can satisfy your short term needs for cash.

With a loan from Cash Smart, you will get the money which you require quickly and without any fuss or hidden fees.

Easy Loans

We make things simple, convenient and stress-free for you. We have helped thousands of people in your situation and we will certainly provide the most effective solution to you as well.

We are a microloan company which has been operating since 2004. We offer two main types of loans. We have a dedicated team from the very beginning. Our friendly and professional service has helped us to retain many customers. We operate online, but we are accessible to provide personal assistance directly at any time.

We hold an ASIC licence and operate under a responsible lending policy. We have membership in the Credit Ombudsman Service. We provide a detailed credit guide which is available directly on our website.

Services – Cash Smart

You want to obtain cash quickly and without any hassle. This is perfectly possible with Cash Smart.

We offer fast short term loans from $100 to $2,000.

Quick Cash Loans

You can have the money in your bank account in just 24 hours. Whether you need money for a cash emergency, or to pay a rental bond, a car repair bill or the school fees of your kids, we can give you exactly what you are looking for. We have a speedy and convenient online application process. You can rely on complete professional assistance from our friendly staff.

If you want to fill a few hole in your budget until your next pay day, our payday advances are ideal for the purpose. You can borrow between $100 and $500 and repay the loan when you get your salary. It is as simple and convenient as this. If you require a larger amount of cash, our personal loan offering up to $2,000 can be the perfect solution. The repayment term is 6 months.


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Summary of Services

  • PAYDAY Loans
  • SHORT-TERM Loans
  • BAD CREDIT Loans
  • UNSECURED Loans
  • SAMEDAY Loans
  • PERSONAL Loans


Cash Smart – Smart investing, smart solutions

Get your payday loan from Cash Smart in Australia. Cash Smart has been helping customers in Australia since 2004.

This speaks highly for our experience in the financial industry. We know what our clients want and what they need.

We offer short-term loans to stretch your cash flow, without all the extra long terms and fees. We offer a straightforward solution for when your bank account looks a little bleak before the month is even half way.

We know how it feels

We have all been there. Our pay check just didn’t get through the month as expected. Bills and payments come up without warning, leaving us paying out more that what we are used to paying. Don’t let this little obstacle get you down. We have assisted thousands of customers in Australia with this exact problem.

We are good at anything financial

We have the payday solution that will not only afford those bills, but leave you with a little extra to enjoy! Since we opened our doors years ago, we have build a trusted family of consultants, who believe in our product so, that they have stayed in this firm the entire time. This says a lot for dedication to a company’s ethical and moral beliefs. We know that we can assist all our clients with the financial means to help them live without the financial hassles and worries, lowering their lifestyle.

What makes us unique is that you can always count of our consultants to lend a hand whenever you need assistance. Try our quick and simple online application and get instant cash when you need it! Cash is only an hour away from being in your bank account, to help you through those bad months.

Pay your payday loan on your next pay day, and use us again whenever you need to.


Customer Reviews & Testimonials

 Contact Details

Suite 9, St Ive Professional Centre, Smiths Road, Goodna, QLD, 4300, Australia
Ph: 1300 762 731 / +61 7 3818 0622
Fx: 07 3818 0644
Em: apply@cashsmart.net

 Postal Address

PO Box 40, Goodna, QLD, 4300, Australia

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed