Rating based on 32 reviews

Cash Smart


  • Payday loans up to $2,000
  • Low-interest starting from 4%
  • Apply 100% online
  • Repayment up to 24 Months

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Cash Smart homepage

Author Cash Smart. Screenshot of Cash Smart website. [Accessed September 10, 2021]

About Cash Smart

There is an effective way in which you can satisfy your short term needs for cash.

With a loan from Cash Smart, you will get the money that you require quickly and without any fuss or hidden fees.

We make things simple and stress-free

We have helped thousands of people in your situation and we will certainly provide the most effective solution to you as well.

We are a microloan company which has been operating since 2004. We offer two main types of online loans. We have a dedicated team from the very beginning. Our friendly and professional service has helped us to retain many customers. We operate online, but we are accessible to provide personal assistance directly at any time.

We hold an ASIC licence and operate under a responsible lending policy. We have membership in the Credit Ombudsman Service. We provide a detailed credit guide which is available directly on our website.

Cash Smart Services

You want to obtain cash quickly and without any hassle. This is perfectly possible with Cash Smart.

We offer fast short term loans from $100 to $2,000.

Quick cash loans

You can have the money in your bank account in just 24 hours. Whether you need money for a cash emergency, or to pay a rental bond, a car repair bill or the school fees of your kids, we can give you exactly what you are looking for. We have a speedy and convenient online application process. You can rely on complete professional assistance from our friendly staff.

If you want to fill a few holes in your budget until your next payday, our payday loans are ideal for this purpose. You can borrow between $100 and $500 and repay the loan when you get your salary. It is as simple and convenient as this. If you require a larger amount of cash, our personal loan offering up to $2,000 can be the perfect solution. The repayment term is 6 months.

Cash Smart Payday loan

  • Loan Type Payday loans
  • Interest Rate from 4%
  • Loan Amount up to $2,000
  • Repayment 6 Months to 24 Months

Benefits of Cash Smart

  • Quick payday loans
  • Apply 100% online
  • Affordable interest rates

Cash Smart – Smart investing, smart solutions

Get your payday loan from Cash Smart in Australia. Cash Smart has been helping customers in Australia since 2004.

This speaks highly of our experience in the financial industry. We know what our clients want and what they need.

We offer short-term loans to stretch your cash flow, without all the extra-long terms and fees. We offer a straightforward solution for when your bank account looks a little bleak before the month is even halfway.

We know how it feels

We have all been there. Our paycheck just didn’t get through the month as expected. Bills and payments come up without warning, leaving us paying out more than what we are used to paying. Don’t let this little obstacle get you down. We have assisted thousands of customers in Australia with this exact problem.

We are good at anything financial

We have the payday solution that will not only afford those bills but leave you with a little extra to enjoy! Since we opened our doors years ago, we have to build a trusted family of consultants, who believe in our product so, that they have stayed in this firm the entire time. This says a lot for dedication to a company’s ethical and moral beliefs. We know that we can assist all our clients with the financial means to help them live without financial hassles and worries, lowering their lifestyle.

What makes us unique is that you can always count on our consultants to lend a hand whenever you need assistance. Try our quick and simple online application and get instant cash when you need it! Cash is only an hour away from being in your bank account, to help you through those bad months.

Pay your payday loan on your next payday, and use us again whenever you need to.

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Cash Smart is a trusted & reliable provider of payday loans

In our review, Cash Smart adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

Cash Smart is a registered credit provider in Australia; ACL 388992

Customer Reviews & Testimonials

June 2019

The application is such a easy three step and then you can apply all you have to do is follow the instructions.

David T
— Sydney —

March 2019

I got my money rather quickly and happy to report that it has all been paid back and that if I ever need a loan again I will be back.

Jennifer T
— Melbourne —

Cash Smart Contact

Physical Address

  • Suite 9, St Ive Professional Centre, Smiths Road Goodna QLD 4300 Australia
  • Get Directions

Postal Address

  • PO Box 40, Goodna, QLD, 4300, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed