Rating based on 579 reviews


U Bank


About – U Bank

U Bank Home Loans in Australia have over a decade of experience in obtaining home loans through leveraging off our investors, using our accreditation and having the right people in our firm to help our clients.

Simple philosophies

Our work processes run through simple philosophies which we bring into our daily routines. By assisting clients honestly and with integrity, we have established a long list of thousands of happy home owners over the years.

We are highly competitive in the market, always looking to be the best and offer the best in our products. Our clients benefit from this by receiving the most affordable and efficient home loan solutions.

Available to clients 24 hours a day

Our innovation allows U Bank to stand above the norm, with assistance available to clients 24 hours a day, and personal loans available at any time through our online platforms.

With U Bank, you get a safe environment with people who know the business, and are here at all times to assist you with your financial requirements.

Services – U Bank

U Bank in Australia offers clients some of the best solutions in the financial market when wanting to buy a home.

A loan for all to comfortably access and afford

We understand the stress that comes with trying to work out your budget, whether you can afford to pay for your loan, and if you qualify for added benefits.

We have taken all this into account when putting together home loan options for every Australian to comfortably access and afford.

What makes us unique is our no ongoing fees policy!

No annual fees or application fees

We understand there are so many other added costs like insurance and inspection fees you need to budget for, so we take as much cost out of our mortgages as we can.

We also offer the benefits of Loyalty discounts off standard variable rate should you be in control of your repayments for 3 years. We are flexible and offer convenient options for you to choose from.


Interest Rate

0 % Per annum

Loan Amount

Repayment Term


Summary of Services

  • Home Loans


Now you can afford your own home!

U Bank Home Loans are not your average financial firm. We have taken the home loan and made it an investment, bringing you benefits in every aspect.

Through innovative technologies and the ability to keep above the most updated benefits available, we offer these down to our clients.

Our fixed rate home loans have a minimal fee is paid early.

Should you choose to opt for our variable rate home loan, we offer no penalties for early payment on your loan.

Clients who have paid consecutively over a three year period on their home loan qualify for our loyally benefits where interest rates are minimised with a discount.

Our applications are easy to access, by submitting the documents listed below, your loan will be well on its way for approval!

Required Supporting Documents:

• Proof of income (3 months payslips)
• Home loan statements if you currently own a home
• Proof of your identity (driver’s license or passport)
• Council rates notice
• Clients must be Australian citizens and over 18 years old

Processing Times and Customer Service Support 

Our loans can take up to 6 weeks to process, depending on any out of the ordinary information which may include clients being self-employed, or if you have a bad credit scoring.

Should you require any information before making you online loan application, we have experienced team member on hand 24 hours a day to take your call, and help you with any pre-application questions you may have.

Once your loan is approved, you can start house hunt, and find the right home in your loan bracket.


Customer Reviews & Testimonials

 Contact Details

Level 1,800 Bourke St, Docklands, VIC, 3008, Australia
Ph: +61 13 30 80

 Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday – Closed
  • Sunday – Closed