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Reduce Loans


About – Reduce Loans

Reduce Home Loans is Australia’s award winning home loan company. As a multi award winning firm, we have the capacity and the experience to ensure all our clients receive the best possible home loan services from us.

Getting your loan quickly and efficiently 

We offer innovation to allow our clients to access their home loan online, saving you time and stress over the hassles of getting your loan quickly and efficiently by simplifying the whole quick loan application online.

We have created a revolutionary home loan platform, above the norm, with speed and turnaround times which are highly competitive in the lending industry.

Not just a number in the system

We offer a personalise service; our clients are not just a number in the system.

Our consultants have a passion for people, and create a full customer experience from beginning to end for each client individually.

When our customers are looking to buy a new home or to refinance their home, we have the right loan solution to meet their needs.

Services – Reduce Loans

Reduce Home Loans in Australia know just what it takes to make our clients happy.

With reduced time frames from our online loan application processes and reduced fees, we can get you the right home loan to suit your budget today!

We don’t just offer a one kind of loan option to our clients - we offer variety.

Some of our most popular loans include:

• Rate Buster Home Loan
• Offset Home Loan
• Investor Rate Buster
• Offset Variable
• Home Owners Dream

Each of our home loans include their own list of essential benefits, depending on what your financial status looks like, and what best suits your budget.

We have fixed and variable options, allowing our clients to either have a fixed home loan rate throughout the term of their home loan, or choose a variable interest rate, which can reduce or increase during your loan term.

Our consultants will be happy to discuss which options best suit you.


Interest Rate

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Summary of Services

  • Home Loans


Reduced Time Frames, Reduced Fees - Choose a Home Loan from Reduce Loans!

Reduce Home Loans makes life a little easier for families to afford their own homes.

We have reduced the processes with the help of innovative technology to take away the time which it takes to get your application approved. Getting a home loan is not as complicated as one would think.

Clients need to be minimum age of 18 years and be of Australian citizenship. We also offer property loans to clients who are self-employed, making everyone eligible to access a home for themselves.

Clients would need to supply specific documents during the application phase.

These Supporting Documents include:

• a payslip, showing evidence of a regular income
• valid identity document (certified)
• 6 months home loan statements should you be applying for refinancing
• Rates for current property
• Contract of sale (should you be refinancing)
• Loan statements for the last three months, of any other loans you may have for consolidation purposes

Applying is as easy as completing the online loan application form on our web site, or calling our branch and speaking to one of our experienced home lending consultants.

Assisting you - All the Way

The amount our clients can borrow is positioned around what your budget can allow you to pay off each month.

This will be calculated for you, and options will be presented to you on approval of your application. We also have a loan calculator on our web page, allowing you to work out the amount you can borrow.

Let us help you and your family get the home you want, with minimal hassles and fast pay-outs.


Customer Reviews & Testimonials

 Contact Details

50 Cavill Ave, Surfers Paradise, Bundall QLD, 4217, Australia
Ph: +61 1300 733 823
Fx: 07 3009 0585
Em: info@reduceloans.com.au

 Postal Address

PO Box 6990 GCMC 9726, Australia

 Opening Hours

  • Monday 09:00 – 21:00
  • Tuesday 09:00 – 21:00
  • Wednesday 09:00 – 21:00
  • Thursday 09:00 – 21:00
  • Friday 09:00 – 21:00
  • Saturday – Closed
  • Sunday – Closed