Home loans offered by CUA

CUA Australia is continuously looking at improving the lives of individuals and families in the country.

By concentrating on the real needs of people, getting a home is one reality where assistance is needed. CUA is the driving force in helping you get there! We are 100% customer-owned, which means our clients have a stake in the business and benefit from what goes in.

We offer services with a difference

We have a commitment to our clients, and have followed this way of doing business since 1946! With a reputation of experience this long, clients have no doubt we understand what they need, and we know the markets.

We are the experts in the home loan industry, and look forward to inviting you to join our family, and get your home today!

How to get a home loan through CUA:

Getting a home loan is no longer a long process, by following these simple steps you can be in your new home in no time.

CUA Home Loans in Australia offer excitement and passion to our clients. This is just one of the many reasons we have so many clients on our books.

Getting home has never been easier or more affordable, and you can benefit from our simple online loan application process.

Step 1 – Determining how much you can borrow

Before looking for a home, first, see how much you are eligible to lend. If you have a good deposit, you will benefit from the amount you can get. Put together your income (together with your spouse) and take away your expenses. See how much you can afford to repay in instalments each month. Realistically, leave some emergency cash for emergencies and general everyday spending, you don’t want to be out of pocket.

Step 2 – What will I need to pay upfront?

There are certain areas besides an initial deposit you need to think of including:

• Mortgage Insurance
• Moving costs
• Legal and conveyancing fees
• Utility connections
• Home insurance