Rating based on 566 reviews


Blue Bay Home Loans


About – Blue Bay Home Loans

Bluebay Home Loans in Australia is a wholly owned company providing the resources and the financing solutions for Australians looking to buy or refinance their homes.

We help when no other lender can

We have been in the mortgage industry since 2008, which promotes our experience to another level and provides security to our clients, knowing that we understand their needs.

Superior Customer Service

We believe the core of our company reigns in the customer service we deliver.

We know how frustrating applying for finance in any genre can be, and getting a home loan approved can often become very stressful.

Fast Turnaround Times

Banks may require assets and security as well as leaving clients to wait relentlessly over a long period till their loans are reviewed.

We are different, with our turnaround times begin of high speed processes and an all-round caring customer service. Trust Bluebay Home Loans to help you get your dream home and be there when you need us.

Services – Blue Bay Home Loans

Bluebay Home Loans offer all the services you can expect to get from your bank, but more of everything!

By more, we mean we are flexible with our loan types. We offer fixed term and variable home loans – both with beneficial rewards to our clients.

Our Range of Loans Include: 

  • Fixed term home loans are a fixed interest rate on your loan amount, even when inflation takes a toll, your rates stay fixed.
  • Variable home loans have a slightly different approach, with the rates going up and down depending on the how the Reserve Bank moves.
  • We also offer a split home loan option, which is partly fixed and partly variable.

A Simple Application Process

Our home loan applicants don’t need to supply endless mounds of paperwork during the online loan application process. We only need a few specific documents and personal details from you.

Clients which are usually first time home owners, who don’t quite have the financial backing yet to qualify for their home loan, are able to use our Parent Assist home loan option, allowing your parents to assist with the deposit.


Summary of Services

  • Car Loans
  • Fixed Rate Loans
  • Split Loans


Bluebay Home Loans, the driving force behind affordable home ownership!

Bluebay Home Loans in Australia, not only provide the financial means to buy your own home, but keep the communication open between us and our clients, informing them continuously of how the processes work, and what we can do for them.

Helping you Find the Best Fit

Our home loans are flexible, offering a variety of options to suit each client individually. We will help you evaluate which fast loan option best suits you financially, as well as long term.

No matter what option you choose, we have an expert team of home loan industry experts on hand to guide you through the process of obtaining your home. The documents you may need to apply are proof of your identity and residence as well as income.

Paying your Home Loan Deposit 

When applying for your loan, you may need to provide a decent deposit, which is usually around 5% of the purchase price. We do however offer some loans where no deposit is required, which are usually through the parent assist loan option where a guarantor is signing on your behalf.

Getting approved for a home loan

Because we have such a large group of financial investors in our business, getting a home loan is quite a simple and efficient process.

Should you have a bad credit score, we will still evaluate your application, and our investors will derive is they can come up with a solution for you.

Everything you need from beginning to end

Bluebay Home Loans is here to provide all the necessary information you need from beginning to end, in buying your new home. We have the experience and the cash invested in our business, driving our brand to the head of the industry in Australia.


Customer Reviews & Testimonials

 Contact Details

14 Walters drive , Osborne Park, WA, 6017, Australia
Ph: +61 1300 258 229
Fx: (08) 9201 8349
Em: info@bluebayhomeloans.com.au

 Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed