Rating based on 36 reviews

Uno Home Loans

Updated
  • Home loans up to $150,000
  • Low-interest starting from 2.19%
  • Repayment up to 25 years

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Uno Home Loans homepage
Author Uno Home Loans. Screenshot of Uno Home Loans website.
[Accessed September 14, 2021]

About Uno Home Loans

Ready to take the first step towards homeownership? Get your family into your very own home with UNO.

With over 5 years in the industry, UNO has a tried and tested, innovative solution for every client. They make use of the latest technology features to access and process approval. Using their easy, streamlined processes, can speed up your application tremendously.

UNO is an established and well-run lending firm that assures its clients that they are there for them. They consist of a small team of less than 40 experienced staff members, each with the ability to make every client feel like a part of the team by prioritizing the delivery of personalized service.

With strong investors backing them up financially, they assure you an effortless, easy and stress-free home loan experience. Whether you are planning on buying your first home, renovating, moving or investing in a property.

Competitive home loan rates 

In need of that boost to buy a house? Choose the best home loan offer from 20 leading lenders UNO works with for the best deals in the country. UNO's expert team will advise and guide you through the entire home loan process. Get highly informative and valuable advice to help you make the best decision.

Assisting clients with unique financial circumstances, such as those who are self-employed, or receive their income at non-standard times. Through UNO's accreditation, they can deliver on their products and financial requirements.

UNO home loans offer home loans to new and existing homeowners with choices such as guarantor loans should you wish to have someone signed on your behalf.

Their client's needs are their top priority which is why they employ staff who are highly qualified and conduct regular training with updated and upcoming lending information, making sure the advice you get is sound and secure.

Uno Home Loans Services

UNO offers mortgage services to families who are buying their first home, next home, refinancing an existing home loan or investing in property for a better tomorrow.

UNO offers fixed term and variable home loan options as well as fast approval home loans which can take place overnight. Your home loan will be calculated according to your income, expenses and affordability without having to worry about being short on cash for that unplanned expense, leaving you with being able to afford the normal things in life.

What’s more is that with UNO's unique monitoring technology, they regularly check your loan against 1000s of deals, informing you of possible savings throughout your home loan repayment period. By being able to apply online 24/7, you access competitive rates and ongoing management so you never miss out on saving.

Home loan calculators and guidelines

UNO goes above and beyond other lending companies by assisting in managing your budget, savings opportunities and products. The entire process revolves around your individual needs, lifestyle and budget.

They have also specifically designed a list of helpful calculators and tools to aid you in the steps towards becoming a first or second homeowner such as a Borrowing power calculator and a stamp duty calculator for you to customize your entire home loan experience and get a better idea of the numbers.

The LoanScore tool

With the added benefit of having Loan Score on the list of their services, you can take 2 minutes to help you understand whether your home loan is in good shape. Simply follow these easy steps:

  • Complete your home online loan information.
  • See what your LoanScore is.
  • See how much you can save.
  • Arrange alerts for a savings threshold.
  • Easily take decisive action.

Uno Home Loans – Home loan

  • Loan Type Home loans
  • Interest Rate from 2.19%
  • Loan Amount up to $150,000
  • Repayment 25 years

Benefits of Uno Home Loans

  • Compare home loans
  • Online application
  • Low-interest rates

Uno Home Loans, affordable simple home loan options

How to Apply for a home loan?

Required information

  • Photo ID.
  • If self-employed, tax returns.
  • Statements showing any current debt, such as credit card bills.
  • Bank statements.
  • Stable Employment.
  • Low personal debt.

Applying with UNO Home Loans 

Once you have sent through all the relevant documentation and you have chosen a lender, by using all the calculators at your disposal, UNO will assist with the loan type and any questions you may have regarding your chosen lender, their interest rate and repayment amounts.

UNO will then submit your application to the lender for pre-approval, depending on the lender, which can take between 48 hours and 10 business days. Once the lender replies yes, your house hunting journey can officially begin.

Once you have found your dream property, you can apply for formal approval. When the bank approves the property, you then have formal approval. Mortgage documents and the contract will be sent out and you will be ready for settlement.

When your contract of sale is signed, you will negotiate, together with a legal representative, a settlement date during this period. Most settlements take place within 6 weeks of signing, though some may take longer depending on negotiated terms.

Steps to apply

Step one: Calculate your budget with the help of our useful calculators.

Step two: Apply for a home loan and get pre-approval.

Step three: Start your journey on hunting for your dream home.

Step four: Negotiate with confidence.

Step five: Celebrate your success and settle in!

Benefits of a UNO home loan:

  • Easier, faster and more transparent home loans.
  • Home loan experience like never before.
  • The customer's interest is their top priority.
  • With LoanScore, there are ample saving opportunities.
man holding thumbs up

Uno Home Loans is a trusted & reliable provider of home loans

In our review, Uno Home Loans adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

Uno Home Loans is a registered credit provider in Australia: ACL 483595

Customer Reviews & Testimonials

April 2019

The name is true and we can tell you if you are looking for a home loan to suit all of your needs then you should look at Uno Cause they truly are the number one and my recommendation.

Jean L
— Perth —

January 2019

They have helped us to get the loan that has saved our childhood home and now we are able to stay here and the best part is the company cares.

Juan T
— Brisbane —

April 2019

If you need a company that understands your needs then this is the company for you and they will look after you more than you will ever imagine.

Connor G
— Perth —

Uno Home Loans Contact

Physical Address

  • Level 1, 10-14 Waterloo Street Surry Hills, Sydney NSW 2010 Australia
  • Get Directions

Opening Hours

  • Monday 08:00 – 22:00
  • Tuesday 08:00 – 22:00
  • Wednesday 08:00 – 22:00
  • Thursday 08:00 – 22:00
  • Friday 08:00 – 22:00
  • Saturday – Closed
  • Sunday – Closed