Rating based on 20 reviews



  • Home loans up to $500,000
  • Low-interest up to 25%
  • Repayment up to 30 years

In-page navigation

Smartline homepage

Author Smartline. Screenshot of Smartline website. [Accessed September 14, 2021]

About Smartline

At Smartline, will find the right home loan for you. Our award-winning mortgage and home loan broker company has a network of more than 300 mortgage advisers in Australia.

We have offices in all metropolitan centres and in most of the larger regional areas.

Award-winning customer service

Our core goal is to provide a brokerage service of the highest quality. We have won various awards for it. We work with a selection of 25 of the major lenders in Australia to ensure that you have access to the most competitive online loan products which offer the highest quality.

In our press releases and blog, we provide professional commentary on all developments in the market for mortgage loans. Looking for the most suitable home finance solution? 

We support the community

We are proud to have donated over $1.3 million to the charities in Australia which we support. We donate $10 for every loan which we organise for a client - just another way in which we make a difference to the lives of others.

Smartline Services

Smartline is an award-winning mortgage broker company operating throughout the whole of Australia.

We know home loans and we will help you to find the ideal one for you.

Compare & save

When you visit us, one of our dedicated specialists will compare home loans from 25 different providers based on your individual needs and requirements.

This method is guaranteed to produce the best result. We will assist you with each step of the home loan process from making the application to signing the documents upon approval.

Buying your first home?

Some 98% of our clients say that they would use our service again. We assist Australians looking to buy their first or second home, to refinance their mortgage or to invest in a property.

We are able to provide a service of the highest quality thanks to the extensive expertise and experience of our advisers and to the advanced technology which we use. We have more than 200,000 satisfied customers. 

Smartline Home loan

  • Loan Type Home loans
  • Interest Rate 25%
  • Loan Amount up to $500,000
  • Repayment 1 year to 30 years

Benefits of Smartline

  • Competitive interest rates
  • Compare home loans
  • Fast cash payout 

Smartline Home Loans - Smart Home Investments

Our improved and very popular home loan options offer our clients more than the ideal flexibility and affordability, but our customer service exceeds the expectations of our clients.

Smartline home loans in Australia offer the smartest quick loans you can find. 

Buying property is exciting - attempting to search for and organize the ideal loan on your own, not so much fun. It's is tedious, frustrating and time-consuming. Unless you've got a Smartline consultant taking care of everything for you.

Get a mortgage professional in your corner.

Our mortgage brokers work entirely for you, not the lenders. So, be it a loan for your first home, new home, investment property, funding or refinancing, you will find their information, expertise and private service valuable.

Your Smartline consultant will:

  • listen to your requirements
  • compare appropriate loans from lenders around Australia
  • look at ways to avoid wasting your time and money
  • provide a professional recommendation to build assured choices
  • handle negotiations, paperwork, roadblocks and details

With Smartline home loans in Australia, you save in so many ways.

When you use Smartline, the lender you select pays us a commission upon settlement - meaning you do not pay us for your adviser's service and experience. So with Smartline, you save time, legwork, stress and cash.

Home loan varieties

There are many choices for initial home loans, next home loans or refinancing. You don't need to stress about finding the one that matches your distinctive desires and goals. Save time, stress and confusion and have a Smartline mortgage broker do all the work for you.

You have the opportunity and flexibility to make additional repayments and pay your home loan off quicker.

Fixed home loans

This means your rate of interest is fixed for the term of your home loan – generally from one to 5 years.

Split loan options

If the understanding of a fixed and variable rate appeals to you, however you’d additionally like some flexibility, you should possibly think about a split loan. This means s you'll fix a part of the loan and maintain the remainder at the variable rate.

man holding thumbs up

Smartline is a trusted & reliable provider of home loans

In our review, Smartline adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

Smartline is a registered credit provider in Australia; ACL 385325

Customer Reviews & Testimonials

May 2019

They have helped me find the best house loan for me and my family and made sure that the interest rates are not too high. We recommend them.

Joe S
— Brisbane —

May 2019

They have given us the best service and helped us to find ways to getting our mortgage paid for and we couldn’t have done without them

Christian L
— Perth —

April 2019

They have helped us and given us the best service and we couldn’t have asked for me friendlier staff.

Tanya B
— Melbourne —

Smartline Contact

Physical Address

  • Level 2, 2 Lyonpark Road, North Ryde North Ryde NSW 2113 Australia
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed