Rating based on 52 reviews

CUA Home Loan


  • Home loans up to $150,000
  • Low-interest starting from 2.73%
  • Repayment up to 25 years

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CUA homepage

Author CUA. Screenshot of CUA website. [Accessed April 12, 2018]

About CUA

CUA Australia is continuously looking at improving the lives of individuals and families in the country.

By concentrating on the real needs of people, getting a home is one reality where assistance is needed. CUA is the driving force in helping you get there! We are 100% customer-owned, which means our clients have a stake in the business and benefit from what goes in.

We offer services with a difference

We have a commitment to our clients, and have followed this way of doing business since 1946! With a reputation of experience this long, clients have no doubt we understand what they need, and we know the markets.

We are the experts in the home loan industry, and look forward to inviting you to join our family, and get your home today!

How to get a home loan through CUA:

Getting a home loan online is no longer a long process, by following these simple steps you can be in your new home in no time.

CUA Services

CUA Home Loans in Australia offer excitement and passion to our clients. This is just one of the many reasons we have so many clients on our books.

Getting home has never been easier or more affordable, and you can benefit from our simple online loan application process.

Step 1 – Determining how much you can borrow

Before looking for a home, first, see how much you are eligible to lend. If you have a good deposit, you will benefit from the amount you can get. Put together your income (together with your spouse) and take away your expenses. See how much you can afford to repay in instalments each month. Realistically, leave some emergency cash for emergencies and general everyday spending, you don’t want to be out of pocket.

Step 2 – What will I need to pay upfront?

There are certain areas besides an initial deposit you need to think of including:

  • Mortgage Insurance
  • Moving costs
  • Legal and conveyancing fees
  • Utility connections
  • Home insurance

CUA Home loan

  • Loan Type Home loans
  • Interest Rate from 2.73%
  • Loan Amount up to $150,000
  • Repayment 25 years

Benefits of CUA

  • Low interest rates
  • Affordable home loans
  • Insurance

CUA takes the stress out of buying your new home

CUA Home Loans will assist you throughout the journey of buying your own home. If you calculate the amount of cash you pay out in rent every month for a home which isn’t yours, it makes perfect sense to purchase your own home, not to mention having an investment on your name.

By staying in line with your monthly payments on your home loan, you will be able to stay clear of any extra costs and interest amounted onto your home loan.

Only lend what you can afford to pay

We have handy home loan calculators to assist you in working out what amount you can lend and pay off without leaving you stranded without any cash each month.

What happens to the interest rates?

Your rates could increase or even decrease, depending on which quick loan option you choose. With fixed rates in place, you can experience no changes in your interest rates.

If you choose the latter, the rates may change slightly during the term of your loan. You can choose to switch to a fixed rate if you are on a variable rate – the option is yours to choose.

Making your Loan Repayments

Paying back my loan - Our clients have the option to pay their instalments monthly, weekly or fortnightly. The most common choice is monthly when you receive your income or salary.

Your instalments will come off your banking account directly through a debit system, on the date of your choice.

Find out how much you can afford to borrow

We have the tools to help you get on the home hunting market. Make this an exciting event, while we take the stress out of the property investment process.

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CUA is a trusted & reliable provider of home loans

In our review, CUA adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

CUA is a registered credit provider in Australia; ACL 238317

Customer Reviews & Testimonials

January 2019

This company besides offering you the best home loans they offer you many more products they are basically the perfect one stop shop.

Timmy S
— Perth —

May 2019

The service that they give is better than anywhere else that we have been and they are always on the ball this is the type of service that we are always needing,.

Jay M
— Brisbane —

May 2019

They help helped us to get a home loan to extend our house so that we can add on our offices and have our work from home instead of renting.

Tommy J
— Melbourne —

CUA Contact

Contact Number


  • not available


Physical Address

Postal Address

  • GPO Box 100 , Brisbane QLD , 4001, Australia

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed