Rating based on 1,608 reviews
About – Debt Mediators
The most important thing in such situation is to seek an effective professional solution.
We are here to provide it
We are part of DCS Group Aust, one of the major debt agreement administrators in the country. We draw on long-term experience and expertise in the industry to deliver the best debt solutions to our customers.
We will make the whole process simple and easy for you.
We will come up with the most convenient and flexible repayment structure which matches your needs perfectly. We will provide debt relief in the fastest possible manner by working with you individually and taking into account your specific circumstances.
Services – Debt Mediators
Debt consolidation is an effective solution providing financial relief. With the professional assistance of Debt Mediators, it can work out in the best possible way for you.
It involves rolling all of your existing debts into a single loan with a single regular payment.
You can pay back less or get reduced repayments, but not both.
If a major chunk of your total debt is taken by an urgent cash emergency, you can consolidate it with a personal loan which has a term of up to 5 years. In this way, you will get a lower interest rate and the opportunity to pay off your debt more quickly and to generate considerable savings. At the same time, due to the shorter term the regular payments may be higher.
If you use a home loan for debt consolidation, you will make lower regular payments because of the longer term of the loan and the lower interest rate.
However, the cost can be higher as interest is charged for longer.
Summary of Services
- DEBT Consolidation Loans
- REDUCE Monthly Payments
- URGENT Personal Loans
- REDUCE Debt
- CONSOLIDATE Debt
Debt Mediators – Get debt-free quickly
Debt Mediators in Australia has the debt consolidation loan that will alleviate multiple debts into one repayment.
Our solution is simple, and so quick.
Australians have the ability to lessen their monthly repayments on all their credit cards, accounts and other payments made on loans into one convenient and affordable option. It makes perfect sense to pay off one loan instead of multiple loans.
Why should you be paying interest on several accounts when you can get one easy solution? We will find you a solution which will assist you with your debt requirements.
Our advice on what to do will help you manage your finances better.
Important facts concerning debt consolidation
Pay back less - if credit takes up majority of your debts then consolidating could decrease your repayments. Minimum repayments could be paid off over terms of seven to eleven years.
Most personal loans have a term of 5 years.
To repay an equivalent quantity of debt over a shorter amount of time, even with a lower rate, higher repayments are needed. In total less money is paid at the end of the day.
Consolidating debt into a home equity loan can usually reduce your repayments. Often offering the lower rate and also longer terms (25–30 years). Extending the term of the loan from 5–11 years (credit cards and private loans) can dramatically increase the entire quantity that you repay.
When Australians place confidence in debt consolidation, they place confidence in unsecured personal loans. On a larger loan is taken to cover a variety of smaller loans, like credit cards and day loans.
The money from the loan is used to pay off your creditors.
To get a consolidation loan all you need to do is:
- Have an acceptable credit history;
- Have been within the same job for over one year;
- Have a total of up to $50,000 in debt;
- Be up to date with the repayments on your multiple debts (no arrears)
If you’re ineligible for a debt consolidation loan, then you will be eligible for alternative debt management choices, by negotiating a lower repayment term on your existing accounts and loans. If you can’t afford any repayments, then bankruptcy is also an option.
Debt Mediators doesn't offer loans.
We offer advice on how to alleviate your debt through a number of options available.
Customer Reviews & Testimonials
Debt Mediators has helped me to become debt-free! With so much money saved on interest, fees and charges I am able to make my money go further every month.
— Adelaide —
In the event of an emergency, Debt Mediators is here to help you. I found myself in a sticky situation and was struggling to make my repayments. They offered me the option of reduced payments and I was able to get the situation under control.
— Queenstown —
Becoming debt-free was never easier before than now with the assistance of Debt Mediators. All you need do is complete their online application and you are on the road to financial freedom
— Portland —
Saving money has become a breeze since I decided to get my debt consolidated. I approached Debt Mediators for assistance and they immediately recommended a debt consolidation loan. I now save money on repayments and charges that I would be paying.
— Derby —
Ph: 1300 171 351 / 1300 049 867
Fx: 1300 329 327
Postal AddressPO Box 3074, Newstead, Queensland, 4006, Australia
- Monday 07:00 – 19:00
- Tuesday 07:00 – 19:00
- Wednesday 07:00 – 19:00
- Thursday 07:00 – 19:00
- Friday 07:00 – 19:00
- Saturday 10:00 – 15:00
- Sunday 10:00 – 15:00