Rating based on 53 reviews



  • Debt consolidation up to $50,000
  • Low-interest starting from 9.89%
  • Repayment up to 7 years

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CUA homepage

Author CUA. Screenshot of CUA website. [Accessed April 12, 2018]

About CUA

As the largest financial institution in Australia owned by its customers, CUA is dedicated to providing life-enriching financial solutions at competitive rates.

Ever since we started, we have been committed to providing fair deals and personal treatment to everyone, even those with a bad credit record.

Financial protection plans

Our customers benefit directly from our profits in the form of better interest rates and lower fee. We offer a wide selection of products including personal loans, home loans, and emergency loans which have won various awards. We offer a variety of insurance products designed to keep you and your family protected financially.

You can access your debt and credit card accounts easily and quickly via the rediATM which is one of the largest ATM networks in the country. We offer online banking and mobile app for managing your finances in addition to face-to-face services in our branches. You can keep up with us via the social media as well. Be among the first to get the latest news and deals.

CUA Services

With a CUA personal loan, you can get your debt under control and pay it off without any hassle.

We offer an effective and dependable debt consolidation solution. It is all about combining all of your existing debts into a single loan, which usually has a lower interest rate. You will have to make a single payment and this will make budget management easier.

The benefit of debt consolidation

The major benefit of debt consolidation is that it can help you to save a considerable amount of money through lower interest rates and fees. You can select the repayment structure to feel perfectly comfortable during every month. You can apply for a longer-term if you want to make even smaller monthly payments and enjoy a higher disposable income.

Our personal loan is ideal for consolidating debt because it comes with a competitive interest rate and has no monthly fees or early repayment penalty fees. You can make as many payments as you want. You can select from monthly, fortnightly and weekly payments.

CUA Debt consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 9.8912.15% p/a
  • Loan Amount up to $50,000
  • Repayment 1 year to 7 years

Benefits of CUA

  • Use our service and become debt-free
  • Simple and quick online loan application

CUA Consolidation Loan – simple debt solutions

Consolidate your debt with CUA in Brisbane with our incredible debt consolidation loans. Get your bills under control with one payment, one loan, and one rate.

This will save you unnecessary hassles of trying to budget for multiple loans and accounts, and leave you with more in your bank account at the end of the day.

Multiple existing loans? Consolidate

A debt consolidation loan helps take away the pressure of multiple bills, by combining or consolidating individual debts into one loan, usually with a lower overall rate. With no penalties for extra repayments, a debt consolidation loan may also assist you cut back your debt quicker.

So if you’re paying off your automobile or multiple loans and credit cards, use either a CUA fixed Rate loan or CUA Variable Rate loan to bundle them into one single loan, and alleviate the worry of having too many debts.

Apply now and get these benefits

  • NO monthly fees
  • NO penalties for early settlement of your loan
  • UNLIMITED repayments upfront for no extra cost
  • VERSATILE compensation choices to suit your salary date

Benefits of debt consolidation

  • Simplify: One debt, one payment, one lender. By consolidating your debt, you'll create one regular compensation to 1 loaner rather than many payments to multiple micro lenders.
  • Save: the most important advantage of debt consolidation is that the potential for large savings on repayments, overall interest charges and extra fees.
  • Control: term and loan repayments that will suit your budget therefore you'll be debt-free sooner.

Now the only question is… What are you waiting for? Our simple and quick online application process takes only a few minutes of your time.

Complete the application and have an answer within the very same day. Get your consolidated loan within 24 hours of your approved application, and feel the freedom of being in control of your finances once more.

man holding thumbs up

CUA is a trusted & reliable provider of debt consolidation

In our review, CUA adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

CUA is a registered credit provider in Australia; ACL 238317

Customer Reviews & Testimonials

February 2019

At the CUA they have you covered. In addition to their assortment of borrowing options they also offer financial insurance to ensure that you and your family are covered financially. My financial...

Julie S
— Gold Coast —

October 2018

CUA offers financial services that are dependable and affordable. They do whatever is in their power to ensure that you get the best out of your finances. They do this by sitting down with you to...

Andrew C
— Perth —

CUA Contact

Physical Address

Postal Address

  • GPO Box 100, Brisbane, QLD, 4001, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed