Rating based on 59 reviews

ANZ

Updated
  • Debt consolidation up to $50,000
  • Low-interest starting from 12.45%
  • Repayment up to 7 years

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ANZ homepage
Author ANZ. Screenshot of ANZ website.
[Accessed September 13, 2021]

About ANZ

Should you find yourself overwhelmed financially where you are paying off multiple accounts with different rates that just seem way too high.

ANZ is the ideal solution for you as they offer debt consolidation as a service to assist you in taking control of your finances again. You may conveniently apply online as their online application only takes a few minutes to complete. You may contact them by phoning or emailing them where a well-trained member of the AZN team will assist you with any clarification you might need.

With a quick application process, you may receive approval and have the money in your account within twenty-four hours by meeting certain criteria. If you are an existing ANZ client, you have the benefit of approval on the same day along with instant access to your money.

ANZ and its aim to grow

ANZ has been consistently dedicated to expanding its services to the Asian and Pacific regions. They have set a goal income percentage of 30% from their whole income should be from these regions.

A trusted institution that has been freeing people from the shackles of debt for the past 175 years. ANZ has managed to help a total of 8 million people. They start by identifying their clients’ needs and do their best to deliver. Be it with flexible repayment instalments, or the best rates to help you stay afloat financially.

ANZ Services

When summed up ANZ allows you to combine all your debt into one amount when you receive this loan you pay off all your accounts and within the agreement filed with them will be your repayment plan.

Due to understanding their clientele needs as well as they do, they have a feature where your repayment plan is structured according to your current status taking into account your expenses and all other factors that affect you financially.

Their loan repayments can be from 1 to 7 years and the amount on your application may be from $5000 to $75 000. Their rates begin at 12.45% clearly showing that they cater to their clientele a lot more than their competitors.

By choosing ANZ once you have paid off your other accounts you will notice the difference with your finances. Even though you’re still going to be paying your ANZ loan off their unbeatable rates and flexible payment options allow you the freedom you need.

ANZ loan protection

Should something happen to you which may hinder you financially, having the loan protection with ANZ will qualify you for a discount of 0.25% interest at an annual rate.

You are also presented with the option of paying your online loan off earlier with extra instalments or larger instalments with no extra penalty fee. This is a clear reflection of how ANZ takes care of its clients and their financial well-being

ANZ – Debt consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate from 12.45%
  • Loan Amount up to $50,000
  • Repayment 1 year to 7 years

Benefits of ANZ

  • Pay off your loan early without penalties
  • Become debt-free
  • Flexible loan terms
  • Affordable monthly repayment

ANZ Debt Consolidation – Getting serious about relieving your debts

How to go about your application

The criteria you need to meet

  • You must be over 18.
  • Your annual income should be above $15 000 per annum.
  • Must be an Australian citizen.
  • If you are not a citizen, you should possess a valid visa.
  • You need to either already be a member of ANZ. If not, they also accept you if you are a joint applicant.

Important documentation to keep ready

  • A detailed breakdown of your financial status.
  • ID/driver’s license or any form of valid identification.
  • ANZ account number.
  • Customer registration number (if you possess one).

Steps to follow in applying for your loan

Step 1; Gather all the mentioned required documents and ensure you meet the criteria, file for your debt consolidation application online where it will take you minutes, and take advantage of the same-day approval feature.

Step 2; Await your feedback from ANZ where they will send you your agreement which will give a detailed breakdown of your loan approval and the terms and conditions for the repayment plan, review the agreement, sign it and send it back to ANZ if you are satisfied with the terms.

Step 3; They will have the money transferred to you within the same day if you are an existing member, if you aren’t you will have a waiting period of 24 hours.

How is taking a loan from ANZ beneficial to you?

  • You can pay off your loan early without any additional service fees.
  • Should an emergency arise and you need money, you may redraw your extra instalments at no extra cost.
  • Should there be a decrease in rates you can pay off your loan faster.
  • You are awarded financial freedom as you only have one account to pay off.
  • Their expertly trained staff assist with managing your money better.
  • They protect their clients from increasing rates
man holding thumbs up

ANZ is a trusted & reliable provider of debt consolidation

In our review, ANZ adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

ANZ is a registered credit provider in Australia: ACL 234527

Customer Reviews & Testimonials

December 2018

With over eight million satisfied customers collaborating with ANZ, I am happy to say that I am now one of the millions. Their products are simple and affordable. I recommend them to anyone who f...

Tash A
— Canberra —

January 2019

ANZ worked with me to develop an individual payment plan that suits my situation perfectly. Their loan terms are flexible which assisted me with my month to month budgeting.

Mary S
— Bathurst —

March 2019

Thanks to the debt consolidation loan that I received from ANZ I was able to get my finances back under control. They did so with the least hassle and struggle ensuring that I remained calm in th...

Jonathan B
— Bourke —

ANZ Contact

Physical Address

Opening Hours

  • Monday 11:00 – 15:00
  • Tuesday 11:00 – 15:00
  • Wednesday 11:00 – 15:00
  • Thursday 11:00 – 15:00
  • Friday 11:00 – 15:00
  • Saturday – Closed
  • Sunday – Closed