Rating based on 59 reviews



  • Debt consolidation up to $50,000
  • Low-interest starting from 12.45%
  • Repayment up to 7 years

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ANZ homepage

Author ANZ. Screenshot of ANZ website. [Accessed September 13, 2021]

About ANZ

For more than 175 years, ANZ has been providing banking and financial products and services to individuals, businesses and institutions.

Now we have a presence in 32 countries around the globe. In addition to our core businesses in Australia and New Zealand, we have operations in Asia and the Pacific region, the Middle East, Europe and America.

We serve some 8 million customers

We have always been committed to offering the most effective solutions to our customers given their individual needs as well as cash emergencies. We are building strong long-term bonds with our clients and shareholders and with the communities where we operate. We have a policy based on sustainable development.

A super-regional bank

We plan to grow our presence in Asia and the Pacific region and to source as much as 30% of our earnings from our division covering these regions plus Europe and America by 2017. We will remain focused on growing our domestic business.

ANZ Services

Is your credit and store card debt piling up quickly? Has it gone out of control? In this adverse situation, ANZ can help.

We offer comprehensive and reliable debt consolidation solutions to Australians. Instead of having multiple payments to manage, you will benefit from a single regular payment which is easy and simple to make.

Benefit from a single regular payment

We will work with you individually to come up with a payment plan which matches your situation perfectly.

We offer flexible loan terms to help you gain greater financial independence and plan the repayment of your debt effectively. We will ensure that the loan will fit your budget and match your lifestyle precisely.

It is easy to get rid of debt when you have the right financial specialist by your side. At ANZ, we have used our expertise to help thousands of distressed Australians over the years. You can have complete confidence in the efficacy of our specialist debt consolidation solutions.

ANZ Debt consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate from 12.45%
  • Loan Amount up to $50,000
  • Repayment 1 year to 7 years

Benefits of ANZ

  • Pay off your loan early without penalties
  • Become debt-free
  • Flexible loan terms
  • Affordable monthly repayment

ANZ Debt Consolidation – Getting serious about relieving your debts

ANZ in Australia can assist you with debt consolidation loans to get your financial well-being back on track.

Debts can build up in a blink of an eye, without warning and sometimes we don’t actually realise how bad it is until we can no longer afford to pay them anymore.

There are so many unique benefits

  • Benefits include the ability to pay off your easy online loan quicker and save on interest costs
  • Ability to redraw on extra loan repayments you've got, if the necessity arose
  • Pay off your loan quicker if interest rates go down
  • Offers you peace of mind of knowing what your repayments are only one set amount each month
  • Safeguard you against increasing interest rates
  • Assists with budget management

Features of our debt consolidation loans include

  • BORROW from $5,000 up to $75,000
  • LOAN terms: From 1 to 7 years (your choice)
  • FLEXIBLE compensation choices of weekly, fortnightly or monthly

ANZ loan protection

Facultative insurance protects you in case something should happen to you. If you decide on ANZ Loan Protection, you'll qualify for a 0.25% per annum rate discount on your interest.

Existing eligible ANZ customers have access to funds with same day approval, offering our existing clients just another benefit to being part of our ANZ team.

You have the choice of making extra payments, or paying off your loan quicker than the expected time frames, at no extra cost to you!

Our competitive rates are no match for our competitors, we offer a range of choices in line with your budget and your needs:

  • Interest Rates from 14.69% per annum
  • Comparison Rate from 15.55% per annum rate of interest from 13.95% per annum
  • Comparison Rate from 14.81% per annum

It’s never too late to get back on track and managing your finances again. Our staff are always on hand to assist with any queries or concerns you may have.

Our loan application process only takes a few minutes, and the money can be in your banking account within 24 hours!

The only thing you have to lose is your debt!

man holding thumbs up

ANZ is a trusted & reliable provider of debt consolidation

In our review, ANZ adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

ANZ is a registered credit provider in Australia; ACL 234527

Customer Reviews & Testimonials

December 2018

With over eight million satisfied customers collaborating with ANZ, I am happy to say that I am now one of the millions. Their products are simple and affordable. I recommend them to anyone who f...

Tash A
— Canberra —

January 2019

ANZ worked with me to develop an individual payment plan that suits my situation perfectly. Their loan terms are flexible which assisted me with my month to month budgeting.

Mary S
— Bathurst —

March 2019

Thanks to the debt consolidation loan that I received from ANZ I was able to get my finances back under control. They did so with the least hassle and struggle ensuring that I remained calm in th...

Jonathan B
— Bourke —

ANZ Contact

Physical Address

Opening Hours

  • Monday 11:00 – 15:00
  • Tuesday 11:00 – 15:00
  • Wednesday 11:00 – 15:00
  • Thursday 11:00 – 15:00
  • Friday 11:00 – 15:00
  • Saturday – Closed
  • Sunday – Closed