Rating based on 44 reviews

Bank of Melbourne


  • Online card management
  • No annual fee card
  • Low-interest starting from 19.74%

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Bank of Melbourne homepage

Author Bank of Melbourne. Screenshot of Bank of Melbourne website. [Accessed September 14, 2021]

About Bank of Melbourne

Bank of Melbourne offers more than just regular credit card products and services.

Our head office is in Melbourne, Victoria, but we have a wide network of branches and centres for corporate banking which cater to the needs of customers locally.

Our local specialists

Our local specialists know the places where they operate and the people in the community as well. This enables them to find the most effective customised solutions every time.

We will listen to your needs

We will show perfect understanding. This will enable us to come up with the right solution for your needs.

This is how dedicated we are. We are planning to make major investments so that we can refine our products and services offered throughout Victoria even further. We are the perfect partner for achieving your personal goals and for achieving the goals of the community as a whole.

Bank of Melbourne Services

We are not making a far-fetched statement when we say that we have got the perfect credit card for every individual and household in Victoria.

We, at the Bank of Melbourne, have a complete understanding of the lifestyle of the local people.

We get great feedback

We are constantly getting feedback from our branches so that we can design the most beneficial and innovative credit cards offered in the state.

Enjoy Life with simple finance

We know that local people love shopping and want to enjoy a holiday on a regular basis.

These and other pleasures of life become more easily accessible with our cards. We offer a variety of products with different interest rates, interest-free periods, fees and charges and special benefits.

There is something for everyone in this range. Whether you are a frequent card user or someone who prefers to use this financial tool only when this is absolutely necessary, we will provide the ideal financial solution for you.

Bank of Melbourne Credit card

  • Loan Type Credit cards
  • Interest Rate from 19.74%

Benefits of Bank of Melbourne

  • Get rewards on everyday spending
  • Balance transfer option
  • No annual fees

Bank of Melbourne Credit Cards - Get it on credit today

Bank of Melbourne in Australia highlights the benefits of owning one of its unique credit card facilities. Now you can buy now and pay later.

The convenience of having a card in your pocket and the ability to pay for whatever merchandise you want or need at a quick swipe of a credit card, has made life so much easier.

Put it on credit and pay at the end of the month

Should you incur an unexpected bill, car repair, home repairs or just need to pay for those groceries that you didn’t budget for.

Now it’s as simple and easier as ever with a credit card in the place of a quick online loan.

Some advantages of having a credit card from the Bank of Melbourne include extra credit once you have proven to be a good payer.

Should you have the financial standing to pay off your credit card in full at the end of each month, no additional interest fees will be added to your account.

In turn, you up to your credit rating every time you pay your credit card on time.

A range of credit card solutions

Some of our value adds and special offers include 0% p.a. for 18 months on balance transfers and 0% p.a. for 3 months on purchases for a valid period of time. We continuously give our clients value-added benefits throughout their time with us.

Our essentially low variable purchase rate of only 13.24% per annum is unquestionably low. And our annual fee of only $55 is affordable. Existing customers pay no annual fee during their first year!

So who can apply?

As long as you are over 18 years old, and a permanent resident of Australia, you can get this valuable and affordable credit card option. The online loan application takes minutes on our secure online platform with instant response time.

man holding thumbs up

Bank of Melbourne is a trusted & reliable provider of credit cards

In our review, Bank of Melbourne adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

Bank of Melbourne is a registered credit provider in Australia; ACL 233714

Customer Reviews & Testimonials

April 2019

No matter what your credit score or your credit preferences are, Bank of Melbourne will be able to find a product that will suit your needs. They offer a wide variety of credit cards ensuring tha...

Tiffany G
— Queenstown —

April 2019

So many banks and lenders do not even bother to listen to your needs or problems. Bank of Melbourne takes the time to listen and come up with the perfect solution to your needs. They are a cut ab...

David U
— Portland —

June 2019

With so many positive reviews, there is no doubt about the great services provided by Bank of Melbourne. Just as they were recommended to me, I will recommend them to others also!

Angelica F
— Derby —

Bank of Melbourne Contact

Contact Number


  • not available


Physical Address

Postal Address

  • Locked Bag 20037 , Melbourne, 3001, Australia

Opening Hours

  • Monday 09:30 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:30 – 17:00
  • Thursday 09:30 – 17:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed