Rating based on 51 reviews

American Express


  • No annual fees
  • Membership rewards
  • Low-interest starting from 14.99%

In-page navigation

American Express homepage

Author American Express. Screenshot of American Express website. [Accessed September 14, 2021]

About American Express

As a licensed provider of financial services in the country, American Express Australia issues credit cards, provides merchant facilities for card transactions and arranges insurance from third parties.

We have strong reputation for offering solutions of the highest quality together with the financial institutions that we work with.

We work with all major banks

With an American Express credit card, you can expect great convenience and complete flexibility - no matter what your lifestyle and spending habits may be.

Fast transaction processing

We are known for our fast transaction processing times and for our excellent customer support service. We strive to ensure that each and every credit card holder gets the best experience each and every time.

A licensed financial services provider

The company specialises in travel services, travel insurance, foreign exchange and international payment transaction services. Our wholesale currency services company is focused on wholesale banknote distribution.

American Express Services

There is an American Express credit card to match any lifestyle, budget and spending habit. We offer a wide variety of cards with different interest rates, fees and repayment options.

Our Low Rate card has an APR of just 11.99% p.a on purchases and an interest-free period of 55 days - now that beats any personal loan and overdraft rate!

A Balance Transfer Card like no other

You should definitely consider our Balance Transfer offer which enables you to generate great savings during the first 6 months with a special rate of 0.99% p.a. as a new cardholder. With our credit cards, you can access a wide range of attractive rewards.

Benefits and exclusive deals

You can get great discounts on airline tickets, hotel stays and holiday packages. You can access exclusive gift cards for less. The more you spend, the more points and rewards you will get.

Many of our cards come with additional benefits which include refund protection, online fraud protection, purchase protection, a complimentary flight once a year and inclusive insurance.

American Express Credit card

  • Loan Type Credit cards
  • Interest Rate from 14.99%

Benefits of American Express

  • Discounted deals
  • Rewards for everyday spending
  • 24/7 support

American Express Credit Cards - Credit on the go

American Express in Australia is one of the leading personal finance corporations for all monetary services and products attending to the ideal demands of customers looking for credit in the country.

American Express boasts a user-friendly website that is secure and easy to access across the world.

American express in Australia offers a credit card solution to customers for an easier way to access credit. By attending to the main areas of financial need towards our clients, we focus on the benefits that create a financial platform and credit for when our customers need cash on hand.

The experience that is rivalled by none

This well-known name within the banking industry, has climbed its way up the financial ladder in helping clients get credit, bank services and more.

With a calibre of experienced and well-trained staff that understand the business, there's absolute confidence in the extent of experience and the level of skilled service you may receive from American Express.

Buy what you want when you want it - and pay later

With a low-interest credit card from American Express, customers can afford to purchase what they want when they want it. It’s the most convenient and easiest way to get cash on credit.

Anything you want within your credit limit is yours, as long as you pay back your instalments over the agreed time period.

Get this and so much more with your credit card. Benefits include the ability to earn points which can send you and your family on a well-deserved holiday. Use your accumulated points for flights, accommodation and much more.

We are here to assist with any questions you may have

Your American Express credit card is issued to you directly from the bank, and offer you instant access to credit.

Not only do you get protection on refunds, purchases and online fraud, but with 24/7 customer support, your bank is always there to assist with any questions or queries you may have.

Customer Reviews & Testimonials

April 2019

American Express is a household name for a reason; they are truly a credit provider that you can trust. I swear by their credit cards and their credit cards alone. There is no financial provider ...

Emily J
— Sydney —

May 2019

American Express wastes no time; they know how to get things done when you need it done. I love their fast transaction processing time and their excellent customer service. They definitely strive...

Anthony T
— Wellington —

April 2019

American Express offers amazing benefits and perks – you will not be disappointed with their credit card products. They are definitely reliable and worth your time.

Jayne H
— Darwin —

American Express Contact

Contact Number


  • not available


Physical Address

Postal Address

  • GPO Box 3577, Sydney, New South Wales, 2001, Australia

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday – Closed
  • Sunday – Closed