Rating based on 82 reviews

BankSA Credit Card

Updated
  • Earn bonus points
  • Balance transfer options
  • Low-interest starting from 19.74%

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BankSA homepage
Author BankSA. Screenshot of BankSA website.
[Accessed September 14, 2021]

About BankSA

The Bank of Australia started in 1848 and has since become a driving force behind the local economy.

Currently, they have the largest financial institution in the state and are a leading provider of personal finance products and services. They continuously introduce the latest innovations in banking and finance to keep up with clients' needs.

With expansion comes growth

In 2008, the Bank decided to join the Westpac family and St George, which enabled them to expand their operations and refine their products even further. They now offer low-rate credit cards and other competitive products to Australians. Beyond supporting the community with a financial product, they also sponsor various state events and charities in South Australia in the Northern Territory.

Unique credit card products 

Clients get access to instant credit; they also receive personalized benefits depending on the type of card. These benefits include: Amplify reward points, Qantas points, low rate cards and cards with no fee charges.

BankSA Services

The Bank always works towards designing products that benefit their customers and help them reach their financial goals.

They also make sure to reward their clients for spending and to help them save towards bank fees.

They offer a range of products

Clients need to compare the options available and pick one that suits their needs best. Every credit card comes with a competitive interest rate, fair and reasonable fees and a range of extra benefits.

0% p.a. interest on balance transfers 

Those that want to save on interest will benefit significantly from the Vertigo credit card option. No balance transfer fee applies, and after 32 months, the rate charged is worked out according to the cash advance rate. In addition to the above, clients also don't pay an annual card fee for the first year and 0% towards purchases for six months.

BankSA – Credit card

  • Loan Type Credit cards
  • Interest Rate from 19.74%

Benefits of BankSA

  • Interest-free periods
  • Get rewards on everyday spending
  • Membership benefits

BankSA Credit Cards - The all-in-one Credit Card Package

With the Amplify Qantas Platinum interest-free credit card, clients pay 0% per year for 24 months on balance transfers if they spend more than $3000.

On the other hand, the Amplify rewards platinum card has the same balance transfer special, with the added benefit of saving $50 towards the card fee by paying only $49.

The all-in-one Credit Card Package

BankSA has been part of the market for many years and knows what the community's needs consist of. They have a passion for their customers and always make sure to have their best interests in mind.

Competitive and low-rate credit cards

All BankSA credit cards Australia offer incredibly competitive rates, low fees and rewards every time the card is used. Existing customers receive a whole year without annual fees, which is only one of the benefits of becoming part of the BankSA family.

Increase your credit limit

After six months of opening the account and using the card, clients have the option of applying for a credit increase. The only requirement is that customers need to meet the financial stability criteria and prove that they can manage their card repayment.

Receive products and advice from experienced staff

The Banks call centre is equipped with experienced and knowledgeable staff to serve clients whenever they need assistance. Cardholders can also manage their finances online by keeping updates with their credit balances, payments and staying up to date with value adds as they come in.

BankSA- credit card offers

Low rate card -This is the primary credit card offer at BankSA, and it comes with a low-interest rate on purchases. This card benefits those who are unlikely to be able to pay off their card each month.

Qantas Rewards cards -Clients earn Qantas points directly onto their Qantas Frequent Flyer account with every purchase. They can redeem these points for flights and upgrades.

Amplify Rewards cards -Amplify is BankSA's rewards program, where clients receive points that can later be redeemed for gift cards, flights, shopping and more.

No fee card -Those who know they will pay their card in full each month will pay no interest and no annual card fee. Know you'll pay off your card in full each month? Then this card's higher interest rate won't bother you, and you won't pay an annual card fee – ever.

How to apply for a credit card at BankSA

Apply in 10 minutes by completing three simple steps.

  • Step 1- Click retrieve application on the BankSA website.
  • Step 2- Enter your email address and the reference number sent to you by email
  • Step 3- Provide ID, EMployment details and income and expenses information to complete the application

Customer Reviews & Testimonials

March 2019

At BankSA you can expect their credit card to come with a competitive interest rate, reasonable fees and a range of additional benefits. I just love their credit products!

Andrew L
— Canberra —

April 2019

BankSA offers a credit card option that has no annual fee and keeps costs to a serious low. Their rewards programs helped me to save money and earn points to spend on whatever my heart desires.

Betty M
— Bathurst —

BankSA Contact

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • GPO Box 399, Adelaide, South Australia, 5001, Australia

Opening Hours

  • Monday 09:30 – 16:00
  • Tuesday 09:30 – 16:00
  • Wednesday 09:30 – 16:00
  • Thursday 09:30 – 16:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed