Rating based on 46 reviews

First Rate Car Loans


  • Competitive interest rates
  • Convenient repayment plans
  • Affordable vehicle finance

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First Rate homepage

Author First Rate. Screenshot of First Rate website. [Accessed April 12, 2018]

About First Rate

When you plan to buy a vehicle, you can use the services of First Rate Car Loans to obtain the perfect finance deal for you.

We operate throughout the whole of Australia to provide finance for cars, caravans, trucks, boats and equipment. Our online loan application process is simple and quick.

Leaders in car finance

We work with the top car financiers in the country to deliver the best solutions to our clients.

We offer quick and highly competitive personal loan packages which correspond to your needs and budget perfectly. If anyone can provide the best finance available in the market directly, it's us.

Accommodating your buying plans

We are able to provide finance for dealer purchases and private purchases. We have online car loan packages for both new and used cars. You can expect highly competitive interest rates and convenient repayment structures.

First Rate Services

With First Rate Car Loans, you will obtain car finance without any stress or hassle.

We use the most advanced technology to assist our customers.

Delivering top deals

We work with the biggest car financiers to deliver only the best deals in terms of interest rates, fees and repayment terms and structures. The only thing which you need to do is to fill out our quote form. Usually, car loan applications are approved in a matter of hours. You can be driving your new car just 24 hours after you applied for a loan.

One of the fastest services on the market

We are certain that you will get the best quick loan with us. We are confident about our services because they are based on great experience, extensive expertise and complete dedication.

First Rate Car loan

  • Loan Type Car loans

Benefits of First Rate

  • Convenient monthly repayments
  • Get approved fast
  • Apply for your vehicle finance online

First Rate Car Loans – First Rate, First Class Car Loans

Why choose us? First Rate Car Loans in Australia pride themselves on an efficient online application method.

In most cases, we will have your car loan application approved and, you driving it, in no longer than twenty-four hours.

Why use first-rate car loans

With access to a number of Australia's prime automobile financers, we will provide you with quick, competitive automobile finance packages for brand spanking new or used vehicles.

Our competitive interest rates and the manageable repayments of our automobile finance gives you every reason to get your car loan through First Rate Car Loans.

Finance for all vehicle types

Purchase motorcycles, boats, trucks, caravans and alternative vehicles.

Our first-rate client service and intensive business expertise and you will see why we have become the famous branded names amongst Australians looking to purchase a vehicle. We additionally provide personal finance for motorcycles, boats, trucks, caravans and alternative vehicles.

The complete package online

Competitive funding for brand spanking new and used cars across Australia First Rate Car Loans specialise in providing automobile loans throughout Australia.

We have a tendency to modify the method therefore you do not need to worry about intimidating applications and dealing through mountains of work.

Our hard-working dedicated team is here to assist you through each step of the application. Despite bad credit or lack of credit history, our bad credit loan service is here to help you no matter what.

We additionally offer:

  • EASY monthly repayments making it easier to budget month to month
  • BE pre-approved and know exactly what your repayments are – we are completely transparent
  • VERSATILE car loan terms from one to seven years

We are continuously striving to improve our quality and services to clients, so please feel free to be open in your communication to us.

We value all comments and look forward to rectifying any issues you may have, and improve our service delivery accordingly.

Customer Reviews & Testimonials

May 2019

The convenience of a quick online application was great. Getting the funds so quickly was even better!

Jackson B
— Melbourne —

January 2019

I enjoyed the service I got from their team. They were available every step of the way, from beginning to end.

Lisa H
— Darwin —

March 2019

I’m most happy with the quick turnaround time and competitive rate I got for my car loan.

Sara O
— Gold Coast —

First Rate Contact

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