Rating based on 44 reviews

Business loans offered by Westpac


  • Low-interest starting from 4.80%
  • Repayment up to 30 years

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Westpac homepage

Author Westpac. Screenshot of Westpac website. [Accessed April 12, 2018]

About Westpac

For nearly 2 centuries, Westpac has been providing financial and banking products and services to Australians. It was the first local bank to open in the country.

It was established as the Bank of New South Wales in 1817. In became Westpac Banking Corporation in 1982 when it merged with the Commercial Bank of Australia. It became a public company in 2002. In 2008, it merged with St. George Bank.

A wide network of branches

Today, Westpac has a wide network of branches in Australia and the rest of the Pacific region. It employs some 36,000 people. Its global assets are worth AU$677.5 billion. It has a market capitalisation of AU$95.5 billion. It is among the top 5 listed companies by market capitalisation on the ASX.

The Corporation serves some 12 million customers under its three major divisions. Australian Financial Services (AFS) provides retail and business banking solutions. Westpac Retail and Business Banking works with small and medium enterprises and commercial and agricultural business clients. BT Financial Group Australia is a provider of wealth and insurance solutions.

Westpac Services

At Westpac, we understand that you require finance for a variety of business purposes. We are glad to be able to cater to all of your finance needs.

We provide solutions for cash management, equipment upgrade, premises expansion and the implementation of growth plans.

Flexible repayment structures

We offer a range of business loan options which are designed with the requirements of clients in mind. We have competitive interest rates and affordable fees. You can choose whether to fix the interest rate for a set period of time. We offer a selection of flexible repayment structures.

Our vehicle and equipment finance products enable businesses to hire, lease or purchase new motor vehicle and equipment and to use the asset as security. This allows for maximum flexibility and convenience.

For vehicle finance, we offer immediate conditional approval. This will enable you to take a better position for negotiation with the seller, be it a dealer or another entity.

Westpac Product Details

  • Loan Type Business loans
  • Interest Rate 4.80 – 7.19% p/a
  • Repayment 1 year to 30 years

Summary of Services

  • Competitive deals on business finance
  • Flexible interest rate options
  • Affordable business loans

Westpac Business – We have your banking needs covered

At Westpac in Sydney, we make business lending easier, simpler and affordable for all our Australian clients.

You never need to worry about the finer issues that prevent you from expanding your business to the potential heights it may display.

You are eligible at Westpac for a business loan

We accommodate all kinds of small and large businesses, whether they are taking off from the very beginning, or in later stages of expansion and progress. Maybe your business has reached the stage where new equipment, furniture, alterations or an emergency cash loan is needed. We have you covered.

It’s never been easier to get a business loan than with our Sydney branch in Australia.

Westpac has a loan for every situation

Offering opportunities to those living in Australia, the financial way forward. Through our innovative technology, and creative thinking we have created as simplicity for businesses to afford and obtain business loans for whatever their individual needs may be.

We know as a business, you need a quick and straight forward approach to getting financial assistance, and by getting your business loan through Westpac, we let you get on with the important things, like running your company. When starting out, expenses can build up before your eyes, having that start-up fund is an extremely important aspect of the beginning of a company. We will stand by you from beginning to end, giving you the right advice, offering direction and guidance, and financing your needs to build your dream.

You can use your business loan to revamp your current company, renovate, restore and decorate. As time and years go by, building tends to need a facelift or some kind of alterations which can be heavy on your budget. Westpac has your best interests at heart and will help you get the finances you need to improve your overall business needs.

Whether its finances for stock build-up, new telephones, computers, hard and software or carpeting and installing blinds.

Westpac has a business loan solution just for you.

Customer Reviews & Testimonials

February 2019

I’m so grateful to Westpac for playing an important role in the expansion of my company. Without the perfect business loan you gave us, we wouldn’t be where we are today, so thank you!

Christian C
— Melbourne —

July 2018

It’s usually so hard to source capital for a business that’s starting out but thankfully, Westpac is different. They are so understanding and accommodating, even if you are a start-up

Lilly B
— Canberra —

April 2019

I was looking for a business loan to purchase new furniture for my restaurant. Westpac was able to give me a loan that was affordable and they did it swiftly too.

Oliver M
— Adelaide —

Westpac Contact Details

Physical Address

Opening Hours

  • Monday 09:30 – 16:00
  • Tuesday 09:30 – 16:00
  • Wednesday 09:30 – 16:00
  • Thursday 09:30 – 16:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed