Rating based on 28 reviews



  • Business loans up to $300,000
  • Same day approvals
  • Repayment up to 12 months

In-page navigation

Capify homepage

Author Capify. Screenshot of Capify website. [Accessed September 13, 2021]

About Capify

Capify Business Loans in Australia in almost a decade; we have managed to set the platform in providing business loans to our clients.

We have used our high tech innovation to lend over $100,000,000 in business loans.

The country’s largest and most efficient lender

Capify is one of the country’s largest and most efficient business lending firms, focused on our customers’ needs through customised and streamlined solutions.

We owe most of our success to our experienced team members who pull together as a team and portray a level of excellence in their passion for helping businesses grow.

Custom based online platform

We use a custom based online platform to allow our clients to access their business loans through fast and easy online loan applications no matter where they are in Australia. Our clients are never alone and have the back up of a 24-hour call centre where our staff are always available to assist our clients when they need it.

Capify Services

Capify in Australia is determined to help all businesses grow with the financial support they need.

With the right tools and the right people, our clients get want they want when they need it.

Loans from $5,000 to $300,000

We can offer you a quick online loan ranging between $5,000 and $300,000 in the form as a small business capital boost, to help you grow your business. Our online loan application process is safe and simple and allows our clients to access cash any time of the day.

We offer unsecured flexible solutions

At Captify, our business loans allow our clients to expand their company with repayment term options which sit your business budget. SME’s can get cash without having to lay down assets, providing minimal risk to your business.

Grow your business today, and get the financial assistance you need to help your company flourish. It's quick and hassle-free! Grow and prosper with a little added help from Captify business loans, and move forward in the business world.

Capify Business loan

  • Loan Type Business loans
  • Loan Amount up to $300,000
  • Repayment 3 months to 12 months

Benefits of Capify

  • Fast approval
  • Fixed daily repayments
  • Unsecured business loans

Captify Business Loans, Australia's business building partner.

Small Business Loans are now easier and quicker than ever to obtain at Capitfy Business Loans in Australia.

We offer business loans to clients who have a business which has been in place and earning capital for 6 months and over. We offer an unsecured option to SME clients which allow clients to keep their assets safe.

Unsecured business loans

Our unsecured business loans are offered up to an amount of $400,000 with flexible repayment terms between 3 to 15 months, your company can easily afford to expand and grow with the extra financial boost.

Our applications process is all done online, making it easier for busy clients to access the cash they need.

Your business can get approved within 60 minutes and you can have cash available within days of your application.

What can you use your business loan for:

  • Improve your cash flow
  • Finalise those expenses
  • Renovate or extend your building
  • TAX and BAS payments
  • Buy stock for your business
  • Marketing and branding
  • Employing extra staff members
  • Purchase new equipment

What you need when you apply?

  • Proof of banking account and statements for up to 6 months
  • Merchant statements for up to 6 months
  • Driver’s license of the applicant
  • Your business must be operating for 6 months or more
  • Your business must have a monthly turnover of at least $10,000

Get your easy online loan - usually in the same week you apply, and let us help you move forward in the business world.

Our staff are available 24 hours a day to help you with any questions you may have and you can apply for a loan online in a few simple steps.

Customer Reviews & Testimonials

March 2019

I don’t think I could’ve gotten a better business loan anywhere else other than from Capify. The best part is they structured my repayments in a way that I could easily afford.

Willow E
— Gold Coast —

April 2019

When I need a business loan, I always turn to Capify because they don’t take forever to pay out your cash; within hours you’ll have it!

Jake M
— Launceston —

Capify Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 10:00 – 14:30
  • Sunday – Closed