Short-term cash loans (aka payday loans) are easy to get but can be expensive.

Payday loans are for things that cannot wait for the subsequent payday.

The lenders obviously will look at your credit history to ensure that they know who they are giving their money to, but it won`t affect the lending of the money. Such loans are approved on the same day of application.

The lender looks at your income and determines the amount you will be able to repay at the end of the loan term. They cannot give you more than you can afford.

You will be able to apply for most of these kind of loans online. However, if you are going to apply physically you will have to have all the required documents ready when you visit the lender for the loan.

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