Once you know your credit rating you can improve it.
Make a 6-month plan and set yourself some achievable goals.
If for example, your credit rating is very low, you can look at ways to improve bad credit by ensuring you pay on time, every time!
If you skipped payments previously, you can start making payments regularly and on time. Keeping you on track and up to date. You can also request your lender to get rid of certain information they inserted in your credit information.
Also, note that although your credit score has reached 760 which is exceptional, you can still improve it to get better than that by paying agreed installments on time or before the due date. Ensure your debt remains within your paying limits irrespective of how many credit opportunities are offered to you by sales persons. Do not jump into each and every credit opportunity that is presented to you. Stay focused on those goals you set!