Many people applying for loans feel the need to bend the truth when it comes to their earnings, in fear that their loan will not be approved.
Irrespective of whether the lender requires paperwork to prove your earnings or authenticity of the pay slip, you should refrain from lying about it.
This usually proves detrimental in the end since lenders offer money depending on affordability. Even if you are applying for a loan which does not require credit checks you need to be truthful about all your sources of cash.
You will have to pay back your loan, so make sure you can afford it, else you may get yourself in even deeper debt. Always do a thorough check of your “Debt-to-Income Ratio” at all times. Be smart.