Rating based on 95 reviews

Viva Payday Loans


  • Loans for blacklisted up to $5,000
  • Low-interest up to 199.43%
  • Repayment up to 12 months

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Viva Payday Loans homepage

Author Viva Payday Loans. Screenshot of Viva Payday Loans website. [Accessed April 12, 2018]

About Viva Payday Loans

Viva Payday Loans offers a range of services and special features which are totally unique in the financial lending industry.

Getting cash when you are blacklisted isn’t an easy thing to get right. Lenders tend to turn away clients as soon as they hear about a credit record which is damaged or scarred. We, on the other hand, believe everyone deserves equal services, no matter what their financial situation.

We can help you get a short term cash loan

We are available till 22h00 7 days a week to allow our clients to access cash whenever they need it. By assessing our client’s situation, we will match you to a blacklisted loan that meets your needs.

Over the years, we have accumulated thousands of clients, who have left our services satisfied and with a positive outcome. We will help you! Contact us today, and let us change your life financially.

Viva Payday Loans Services

Viva Payday Loans help all clients’ access quick loans when they need it. We also assist clients with blacklisted credit, when no one else can.

Getting a quick loan when blacklisted is often a struggle, especially when lenders turn you down without actually seeing the potential for clients being able to pay off their loan. We don’t make hasty decisions based on your credit scoring; we will assist you no matter what.

Our quick cash loans are available in cash amounts of up to $5,000 and can be paid back at your next pay date.

Get things sorted fast

These loans are to assist all clients when an emergency payment is needed, be it medical, educational or household, you can use your loan for literally anything. We also offer our personal loans through a 24 hour period, making it easy to apply for a loan online in less than 5 minutes, and get your cash the very same day.

Viva Payday Loans Blacklisted loan

  • Loan Type Loans for blacklisted
  • Interest Rate 199.43%
  • Loan Amount up to $5,000
  • Repayment 3 month to 12 months

Benefits of Viva Payday Loans

  • Apply online in 2 minutes
  • Get approval in a few minutes
  • Compare loan terms

Viva Payday Loans, Australias top quick loan provider

Viva Payday Loans are for everyone. Whether you have a clean credit score or not, we welcome all Australians to take advantage of our payday loans.

Just because you have a bad credit score, doesn’t mean you can afford a loan. We understand that, so we will help you by offering you a blacklisted loan

Contributing factors to being blacklisted include:

  • Missing payments on previous loans or accounts
  • Maxing your credit limit on a too regular basis
  • Exceeding you spending capacity and falling into arears in your overdraft

Apply online today & get quick approval

We know that the smallest mistake can cost you your credit scoring, and we won’t judge you on your previous financial history. We will take an in-depth look at your online loan application, to ensure the element of responsible lending polices still apply.

If we can truly evaluate that you cannot afford to pay back another loan, we may provide alternate options. That’s easy quick cash when you need an immediate boost in your bank account, to tie you over till your next payday day!

We are available to chat with you anytime

Don’t let emergency bills and unexpected hoe repairs get you frazzled, there is an emergency loan solution, and you can get it right here at Viva Payday Loans in Australia.

If you are over 18 years old, earning an income on a regular basis, and have proof of banking account and residential address, we can help you get the finance you need immediately. 

man holding thumbs up

Viva Payday Loans is a trusted & reliable provider of loans for blacklisted

In our review, Viva Payday Loans adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

Viva Payday Loans is a registered credit provider in Australia; ACL 526847

Customer Reviews & Testimonials

April 2019

Are you looking for a company that does not pass judgment on you and are you looking for a company that cares about you. Then here you are take my word you will get the best deals with them.

Jake J
— Brisbane —

June 2019

The quickest service that I have ever received I could not get a loan from the bank cause i was black listed due a bad business venture however I do not have any debt and they were wise enough to...

Justin S
— Brisbane —

Viva Payday Loans Contact

Contact Number

  • not available



Physical Address

  • Unit 4, 134 Constance Street, Fortitude Valley, Queensland 4006 Australia
  • Get Directions

Opening Hours

  • Monday 08:00 – 22:00
  • Tuesday 08:00 – 22:00
  • Wednesday 08:00 – 22:00
  • Thursday 08:00 – 22:00
  • Friday 08:00 – 22:00
  • Saturday 09:00 – 22:00
  • Sunday 09:00 – 22:00