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First Rate Car Loans


About – First Rate Car Loans

For more than 20 years, First Rate Car Loans has provided car finance and personal finance to Australians across the country.

We place major focus on personalised service.

We will work with you individually to ensure that you will get the exactly what you are looking for in terms of loan amount and affordability. This is what makes us stand out from competitors.

We offer car finance from $5,000 to $250,00. We will work with you no matter whether you have a deposit or now.

We can provide finance for both dealer purchases and private purchases.

We work with a large number of reliable lenders.

We provide finance to people who would normally get rejected by the big banks. The list includes self-employed individuals, people with bad credit history and new arrivals to the country.

Services – First Rate Car Loans

With First Rate Car Loans, you will have a chance to get finance even if you have bad credit history.

We will help you to put your past errors behind you once and for all.

We will work with you to gather all the relevant information which we need to present to our panel of lenders. We will enable them to look into your individual circumstances and show understanding.

We can provide a perfectly reasonable bad credit loan without hassle and delays.

You are welcome to apply for bad credit finance directly on our website.

The online application takes minutes to complete.

You can expect to get a quick quote in a matter of minutes. A member of our expert team will contact you no later than the next business day to discuss your options and to assist you with obtaining the right loan for you.

You can rely completely on our expertise and long term experience.


Summary of Services

  • Car Loans
  • Bad Credit Loans
  • Boat Loans
  • Motorcycle Loans
  • Caravan Loans
  • Equipment Loans
  • Property Loans


First Rate Car Loans – Your first choice in finanical assistance.

First Rate Car Loans provides loans for blacklisted people in Australia.

If you are suffering financially and you've had an not so perfect financial record, don't get yourself worked up with the stress and uncertainty of how you will get finance - we give blacklisted loans to people all around Australia.

Regardless of what issues you may have had previously, you may in any case fit the bill for money in spite of what the banks may let you know.

At First Rate Car Loans, we have some expertise in giving individuals another opportunity with poor credit to secure the loan to buy a vehicle. We work with you to assemble the essential data so we can exhibit your application in the right light to our loan specialists, empowering them to genuinely see your present circumstance.

Our custom-made administrations and years involvement in the business guarantee that even if you suffer from a bad credit record, we can work out suitable financing courses of action to get your application affirmed and on your way to getting a new vehicle.

What can our blacklisted loans do for you?

Basically, a blacklisted loan exists to help individuals who experience serious difficulties with money through the standard sources, for example, banks, auto merchants or credit unions.

This may be because of various variables, for example, their low FICO assessments, history of insolvency or low wage issues.

Convenient and safe online platform.

Our experienced financial advisors and consultants at First Rate Car Loans have more than 20 years of involvement in the financial and financing industry - so we are prepared to find a simple, practical blacklisted loan for you. Simply register onto our loan application site, and get access to funds in no time.

One you have applied all your details, we will contact you within the same day to discuss various financial options with you.


Customer Reviews & Testimonials

 Contact Details

Level 7/199 Grey St, South Brisbane, QLD , 4101, Australia
Ph: +61 1300 361 360 / (07)30540474
Fx: 1300 889 364
Em: enquiry@firstratecarloans.com.au

 Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed