Swift Loans


About – Swift Loans

We do think we are different in the financial industry,  since we offer a valuable service to clients, when they feel like there is no help around.

Our processes are quicker than other firms, because we're 100% online!

We Make life easier and cash available quicker

On average 50% of the population in the country, are turned down on their online loan applications because of their bad credit.

We don’t turn clients down; we look at ways to help you improve your credit score.

We offer an online service

We take our services very seriously, including the fact that we are a responsible lender, offering clients only what they can afford, but looking further ahead than at a credit history which could affect your applications anywhere else. Let Swift Loans help you get blacklisted finance today.

Services – Swift Loans

Swift Loans in Australia can give you finance no matter what your credit score looks like.

We do understand the pressures in day to day life which demand extensive financial obligations and it’s not easy to keep up.

Get Credit on the Same Day

This means, you can complete your online quick loan application and get credit on the same day.

Get approval and have access to a bad credit loan within one day! It’s simple!

1. APPLY online with a few personal details and submit! – clients can have 24 hour accessibility through our easy to use online platform.
2. GIVE us a few minutes to verify your information – by meeting the requirements of our criteria, we can instantly approve your loan
3. GET your cash – we will inform you of the amount you qualify for, wait for you to accept, and transfer the cash into your banking account within 1 hour!
4. PAY off your loan - on set days via debit order according to the loan agreement we have put in place just for you.


Summary of Services

  • QUICK Loans
  • CASH Loans
  • INSTANT Loans
  • PAYDAY Loans
  • ONLINE Loans


Swift Loans offer bad credit options for all Australians

Easily complete a loan application online, and have between $200 and $2,000 in your bank account within an hour of your approved loan application.

It doesn’t get easier than that. Pay off your outstanding debts and interests. Cover those emergency payments, and start cleaning up your credit score, by getting rid of overdue and defaulted payments.

What you'll Need to Apply for a Loan

To qualify, we need to know you are over 18 years old, so providing a copy of your ID is essential. This will also prove you are an Australian resident.

We may also need 90 days bank statements, just to see that you can afford the repayments on your loan.

Get finance – even with bad credit. 

Our bad credit loan costs are very low, with a 19.99% fee on your application and a maintenance fee of only 3.95% per month.

You will find these competitive in the market, as we aim to provide a low cost loan to our clients. You may incur debit order charges which can vary from bank to bank.

Access a Second Loan in Record-Breaking Time

Clients who have repaid their initial payday loans in full, have the ability to access a faster second loan, which would be a quicker process, as we already have all your details on our systems.

Clients can apply 24/7 through our online platform, or should you wish to contact us in person, our office hours run between Mondays to Friday from 09h00 to 17h30.

Bad credit clients – get your cash loan in 60 minutes and enjoy the freedom of changing your life financially from a simple start!

 Contact Details

14/50-58 Ross St, Toorak, VIC, 3142, Australia
Ph: +61 423 093 842

 Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 11:00 – 15:00
  • Sunday 11:00 – 15:00