Rating based on 37 reviews

Rapid Finance


  • Bad credit loans up to $30,000
  • Low-interest starting from 12%
  • Repayment up to 7 years

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Rapid Finance homepage

Author Rapid Finance. Screenshot of Rapid Finance website. [Accessed September 10, 2021]

About Rapid Finance

We understand that you do not have the time to shop around for a loan as you need it fast.

At the same time, you want to secure the lowest interest rate and the most affordable repayment structure.

Loan approvals in minutes

We will do the comparison shopping for you. We will do it professionally and efficiently. You can expect the best possible result in no time. We can issue pre-approval in just 10 minutes. This is how fast we are.

You may need a quick online loan for all sorts of things from an unexpected cash emergency to a late bill and from a romantic holiday to a wedding gift. Whatever your reason for borrowing is, we can help you get the cash that you require without delay.

We'll deliver the right solution for you

Let us do the job for you and make your dreams a reality.

Rapid Finance Services

Any credit challenges which you have had in the past should not prevent you from seizing opportunities which come up in life and from dealing with unexpected expenses.

We believe in this strongly. That is why the Go Rapid Finance service is designed to help people who have bad credit to obtain loans.

We have a dedicated team of experienced professional consultants who will help you go through the borrowing process with ease and confidence no matter what your individual circumstances are.

We will find the ideal loan for you

We are able to help people with various past financial problems. If you have forgotten to pay a utility bill or have paid or unpaid defaults, we will assist you fully. If you are self-employed or have no credit history, we will consider your loan application.

Rapid Finance Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 1236% p/a
  • Loan Amount up to $30,000
  • Repayment 1 year to 7 years

Benefits of Rapid Finance

  • Hassle-free bad credit loans
  • Apply  online
  • Get approved fast

Rapid Finance Loans – Fast cash in no time

At Rapid Finance in Melbourne, your business is our business. We can offer you loans for bad credit to our customers to accomplish their needs.

Rapid Finance will go the extra mile to assist customers to achieve their financial goals, even if they have a not so perfect credit record. To us, everyone deserves the fair chance to apply for a loan regardless of your credit rating. We have a proud reputation for our rapid response times throughout the application process to our customers.

We have a loan solution that will suit your needs

You may need to come up with a cash emergency to pay for an account, home improvements, a broken vehicle, or anything that could crop up without warning. Major banks will not assist customers should they have a bad credit rating.

They also take a long time to approve applications and you will wait to receive payment.

We believe in rapid finance, just as our name implies

You can apply through our simple and user-friendly application available online, and within minutes your application will be sent for processing. We offer our valued clients many options for repaying their loans.

You can select from weekly, fortnightly or monthly terms at low-interest rates to suit your budget. We offer advice when it comes to financial management, and allow you to manage and monitor your loan online.

The convenience of getting the cash you need is now simple

No more sleepless nights worrying about how you will pay for those unexpected accounts that keep fogging your life. No more hassles in getting your loan for bad credit approved, and no endless concerns about getting to the bank with a whole portfolio of paperwork.

We have the right financial platform with a range of products to suit your individual needs.

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Rapid Finance is a trusted & reliable provider of bad credit loans

In our review, Rapid Finance adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.

Rapid Finance is a registered credit provider in Australia; ACL 392965

Customer Reviews & Testimonials

June 2018

I do freelance work so I don’t always get paid on exactly the same day. This is a big no, no at traditional banks and I have had my loan applications declined many more times than I would like to...

Cathie A
— Adelaide —

July 2019

I applied for a loan to buy my son a new set of headphones because I accidently stood on his while I was cleaning! I applied from my cell phone and was pre-approved in under 10 minutes. After fin...

Emily R
— Melbourne —

December 2018

Missing payments on due bills meant that my credit score took a huge knock and when I applied for a loan from my bank my loan application was declined. a friend told me about your bad credit loan...

Janine B
— Albany —

May 2019

I was sharing a flat with a roommate and we were both responsible for half the rent, unfortunately we had a falling out and she moved out without notice! When the rent came due, I didn’t know wha...

Sandra G
— Esperance —

Rapid Finance Contact

Physical Address

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 18:00
  • Saturday 10:00 – 16:00
  • Sunday – Closed